2405 46th Ave, Vero Beach, FL 32966 Property Records

Indian River County property record for 2405 46th Ave, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,412 sqft · built 1993
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Sep 2015)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-04-00025-0001-00014.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-04-00025-0001-00014.0`
Alternative APN	`69537`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,412 sqft Living Area
1st Floor Area	1,412 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Area	543 sqft
Driveway	Driveway
Driveway Area	495 sqft
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	69537
Street Address	2405 46TH AVE
City	VERO BEACH
State	FL
Zip	32966-2091
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	WALKER'S GLEN UNIT 1 BLK A LOT 14 PBI 13-28
Legal Range	39
Legal Township	33
Legal Section	04
Legal Subdivision	WALKERS GLEN - UNIT 1
Legal Block	A
Legal Lot Number	14
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2002
Census Tract	50202

Owner

2405 46th Ave is owned and occupied by two individuals who bought it in September 2015.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2405 46TH AVE, VERO BEACH, FL 32966-2091
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2015 · Amount on File
Deed Sale	Sep 29, 2015 · Amount on File
Prior Sale	Aug 8, 2012 · Amount on File
Deed Document Number	3120150058607
Deed Book / Page	2880 / 1809
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2405 46TH AVE, VERO BEACH, FL 32966-2091
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	SUPREME TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 46TH AVE, VERO BEACH, FL 32966-2091

Mortgage

Document Number	0035351768
Date	Apr 29, 2022
Book Page	3535/1768
Instrument	3120220027728

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2037

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2405 46TH AVE, VERO BEACH, FL 32966-2091
Document Number	0032430153
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2405 46TH AVE VERO BEACH FL 329662091, VERO BEACH, FL 32966-2091

Mortgage

Document Number	0032430153
Date	Oct 2, 2019
Book Page	003243/000153
Instrument	57781

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2405 46th Ave was $2,258.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,258.00	$170,473	$283,061 Land $29,780 Building $253,281
2023	$1,883.00 (+3.07%)	$160,843 (+3%)	$252,227 (+21.71%) Land $21,658 Building $230,569
2022	$1,827.00	$156,158	$207,236 Land $21,658 Building $185,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2405 46th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 46th Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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