2405 187th St, Lansing, IL 60438 Property Records

Cook County property record for 2405 187th St, Lansing, IL 60438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,909 sqft · built 2001
Lot Size	0.159 acres (6,906 sqft)
Owner	Individual Name on Record
Last Sale	$124,000 (Feb 2004)
Tax Bill	$7,531 (2023)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-06-104-025`

Property Details

APN / Parcel Number

Primary APN	`33-06-104-025`
Alternative APN	`33-06-104-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,909 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,906 sqft (0.159 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2405 187TH ST
City	LANSING
State	IL
Zip	60438-4103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L11-L12 B3 PETERS 1ST ADDT TO LANSI NG N1/2 NW1/4 S6 T35N R13E
Legal Subdivision	HENSLEYS RESUB
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	BLOOM
Census Block Group	5
Census Block	5008
Census Tract	828505

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2411 187TH ST, LANSING, IL 60438-4103
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Line of Credit NEW CENTURY FCU
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LNDG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2004 · Amount on Record
Deed Sale	Feb 18, 2004 · Amount on Record
Deed Document Number	200447066
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2405 187TH ST, LANSING, IL 60438-4103
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011642075
Date	Apr 26, 2022
Instrument	2211642075

Lender

Name	NEW CENTURY FCU
Type	Credit Union
Address	JOLIET, IL 60435

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 9, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2405 187TH ST, LANSING, IL 60438-4103
Document Number	2009307285
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2405 187TH ST LANSING IL 604384103, LANSING, IL 60438-4103

Mortgage

Document Number	2009307285
Date	Apr 2, 2020
Instrument	9307285

Lender

Name	STEARNS LNDG LLC
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bloom Township
Municipality	Lansing Village
Elementary School District	Sunnybrook School District 171 (PK - 08)
Secondary School District	Thornton Fractional Township High School District 215 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,969 (+28.96%) Land $1,381 Building $19,588	$209,690 (+28.96%) Land $13,810 Building $195,880
2023	$7,531.00 (-0.08%)
2022	$7,537.00 Homeowner's exemption	$16,260 Land $2,589 Building $13,671	$162,600 Land $25,890 Building $136,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2008–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING serves 29,076 people · EPA ID IL0311590
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Dec 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

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