2405 14th St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2405 14th St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,074 sqft · built 1916
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Apr 2024)
Tax Bill	$1,735 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`53-101-006-271.07`

Property Details

APN / Parcel Number

Primary APN	`53-101-006-271.07`
Alternative APNs	`053-101-006-271.07` `1010062717`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,074 sqft Living Area
Gross Area	2,248 sqft
Attic	Attic
Attic Area	330 sqft
Basement Area	744 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2405 14TH ST
City	TWO RIVERS
State	WI
Zip	54241-2854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	ASS`T PLAT 6 W 46.25` OF E 92.5` OF LOT 27
Legal Subdivision	ASSESSMENT 06
Legal Lot Number	27
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	2
Census Block	2012
Census Tract	5400

Owner

2405 14th St is owned and occupied by an individual who bought it in April 2024.

Source: Manitowoc County records, as of June 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2405 14TH ST, TWO RIVERS, WI 54241-2854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Apr 30, 2024	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2024 · Amount on File
Deed Sale	Apr 30, 2024 · Amount on File
Prior Sale	Mar 21, 2011 · Amount on File
Deed Document Number	20241271905
Deed Book / Page	3615 / 585
Prior Transfer Date	Jul 31, 2018
Prior Transfer Doc	3169/295
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Recording Date	May 19, 2026
Property Address	2405 14TH ST, TWO RIVERS, WI 54241-2854
Document Number	0001295240
Book / Page	3765 / 159
Instrument Date	Dec 9, 2025
Instrument	20261295240
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 14TH ST, TWO RIVERS, WI 54241-2854

Mortgage

Document Number	0001295240,
Date	May 19, 2026
Book Page	3765/159
Instrument	20261295240

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.24%
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Apr 30, 2024
Property Address	2405 14TH ST, TWO RIVERS, WI 54241-2854
Document Number	003615/585
Book / Page	3615 / 585
Instrument Date	Apr 29, 2024
Instrument	1271905
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2405 14TH ST, TWO RIVERS, WI 54241-2854

Mortgage

Document Number	0001271906
Date	Apr 30, 2024
Instrument	1271906

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	2405 14TH ST, TWO RIVERS, WI 54241-2854
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003426/118
Date	Aug 2, 2021
Book Page	3426/118
Instrument	1239466

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	APPLETON, WI 54912

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2405 14th St was $1,735, up 21.8% from the year before.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,735.00 (+21.75%)	$103,400 (-) Land $10,100 Building $93,300	$119,546 Land $11,677 Building $107,869
2024	$1,425.00 (-10.6%)	$103,400 (+116.32%) Land $10,100 Building $93,300
2023	$1,594.00 Homeowner's exemption	$47,800 Land $4,700 Building $43,100	$75,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2405 14th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2405 14th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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