2404 Winchester Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2404 Winchester Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 2003
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on File
Last Sale	$314,000 (Mar 2021)
Tax Bill	$4,626 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009972-3140`

Property Details

APN / Parcel Number

Primary APN	`009972-3140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	2,510 sqft
1st Floor Area	1,904 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2404 WINCHESTER LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-1086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44/7-24 SOUTH HAMPTON UNIT 3 LOT 314 OR5194/448(P/R) & 5429/1595(Q/C)
Legal Range	27E
Legal Township	05S
Legal Section	25
Legal Subdivision	SOUTH HAMPTON UNIT 3
Legal Block	4
Legal Lot Number	314
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20907

Owner

Source: St. Johns County records · APN 009972-3140

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2404 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Apr 05, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Nov 29, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 02, 2021	Personal Representative Deed, Transfer · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2021 · Amount on Record
Deed Sale	Mar 02, 2021 · Amount on Record
Prior Sale	May 29, 2008 · Amount on Record
Deed Document Number	202123010
Deed Book / Page	5194 / 448
Last Transfer Date	Sep 20, 2021
Transfer Doc	0054291595
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2404 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086
Transaction Type	Mortgage
Record Updated	Apr 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086

Mortgage

Document Number	0057351026
Date	Apr 05, 2023
Book Page	5735/1026
Instrument	2023025483

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 01, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Nov 29, 2021
Property Address	2404 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086
Document Number	0054291595
Book / Page	5429 / 1595
Map Reference	MB 44 PG 7-24
Instrument Date	Sep 20, 2021
Instrument	2021128169
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3033 S 74TH ST, 3033, WEST ALLIS, WI 53219-2835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086

March 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 02, 2021
Property Address	2404 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086
Document Number	0051940448
Book / Page	5194 / 448
Map Reference	MB 44 PG 7-24
Instrument Date	Feb 26, 2021
Instrument	2021023010
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16351 HALBERRY LN, 16351, NAPLES, FL 34110-2887

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086

Mortgage

Document Number	0051940456
Date	Mar 02, 2021
Book Page	5194/456
Instrument	2021023014

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,234 (+24.49%) Land $110,000 Building $341,234	$451,234 (+24.49%) Land $110,000 Building $341,234
2025	$4,626.00 (+9.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$362,456 (+3.32%)	$362,456 (-2.05%) Land $110,000 Building $252,456
2024	$4,227.00 (+2.03%)
2023	$4,143.00 (+2.88%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$350,799 (+3%)	$370,041 (+8.65%) Land $120,000 Building $250,041
2022	$4,027.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$340,582	$340,582 Land $100,800 Building $239,782

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,316 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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