2404 Stratton Rd, Benton Harbor, MI 49022 Property Records

Berrien County property record for 2404 Stratton Rd, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1980
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Dec 2023)
Tax Bill	$3,232 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-9320-0039-00-6`

Property Details

APN / Parcel Number

Primary APN	`03-9320-0039-00-6`
Alternative APN	`11-03-9320-0039-00-6`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	148 ft deep x 67.4 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2404 STRATTON RD
City	BENTON HARBOR
State	MI
Zip	49022-6324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2 SING FA
Legal Description	LOT 39 YERINGTON & HAMILTON SUB
Legal Subdivision	YERINGTON & HAMILTON SUB
Legal Lot Number	39
Legal Unit	39
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3031
Census Tract	2000

Owner

2404 Stratton Rd is owned by an individual who bought it in December 2023.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4220 S ROYAL CURV, SAINT JOSEPH, MI 49085-8656
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED FCU
Jan 19, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2023 · Amount on File
Deed Sale	Dec 28, 2023 · Amount on File
Prior Sale	Jan 19, 2021 · Amount on File
Deed Document Number	2023395340
Deed Book / Page	3418 / 667
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Dec 28, 2023
Property Address	2404 STRATTON RD, BENTON HARBOR, MI 49022-6324
Document Number	003418/667
Book / Page	3418 / 667
Map Reference	LB 12 PG 31
Instrument Date	Dec 18, 2023
Instrument	2023395340
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2404 STRATTON RD, BENTON HARBOR, MI 49022-6324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2404 STRATTON RD, BENTON HARBOR, MI 49022-6324

Mortgage

Document Number	2023395320
Date	Dec 28, 2023
Instrument	2023395320

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2039

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 19, 2021
Property Address	2404 STRATTON RD, BENTON HARBOR, MI 49022-6324
Document Number	03309/1791
Book / Page	3309 / 1791
Map Reference	LB 12 PG 31
Instrument Date	Jan 4, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,014.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3825 JASON ST, DENVER, CO 80211-2632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9632 CLARK ST APT 3, 3, BRIDGMAN, MI 49106-8503

Mortgage

Document Number	0033091709
Date	Jan 19, 2021
Instrument	3309/1709

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2404 Stratton Rd was $3,232.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,900	$145,800
2025	$3,232.00
2023		$59,400 (+1.02%)	$118,800 (+1.02%)
2022	$1,899.00 (+76.98%) Homeowner's exemption	$58,800	$117,600
2021	$1,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2404 Stratton Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2404 Stratton Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mercury Fiber.

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