2404 S 7th St, Springfield, IL 62703 Property Records

Sangamon County property record for 2404 S 7th St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Tax Bill	$2,900 (2025)
Deeds & Mortgages	Feb 2009 Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-03.0-357-002`

Property Details

APN / Parcel Number

Primary APN	`22-03.0-357-002`
Alternative APN	`22030357002 (CHECK DIGIT = 0)`

Exterior

Lot Area	5,400 sqft (0.124 acres)

Location & Zoning

Account Number	22030357002
Street Address	2404 S 7TH ST
City	SPRINGFIELD
State	IL
Zip	62703-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARVARD PARK 2ND PLAT L 886
Legal Subdivision	HARVARD PARK SECOND PLAT
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	3
Census Block	3005
Census Tract	2600

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2404 S 7TH ST, SPRINGFIELD, IL 62703-3431
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
May 5, 2026	Deed of Trust, Mortgage · Line of Credit HEARTLAND CREDIT UNION
Mar 23, 2010	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2010
Deed Sale	Mar 23, 2010
Prior Sale	Mar 23, 2010 · Amount on Record
Record Updated	Sep 20, 2026

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2404 S 7TH ST, SPRINGFIELD, IL 62703-3431
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009R09649
Date	Feb 24, 2009
Instrument	2009R09649

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 23, 2024

Interest

Rate Type	Fixed Rate

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Recording Date	May 5, 2026
Property Address	2404 S 7TH ST, SPRINGFIELD, IL 62703-3431
Document Number	0000007441
Instrument Date	Apr 30, 2026
Instrument	20267441
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2404 S 7TH ST, SPRINGFIELD, IL 62703-3431

Mortgage

Document Number	0000007441,
Date	May 5, 2026
Instrument	20267441

Lender

Name	HEARTLAND CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	May 5, 2033

Interest

Rate	8%
Max Rate	-1%

March 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 23, 2010
Property Address	2404 S 7TH ST, SPRINGFIELD, IL 62703-3431
Document Number	2010R08769
Instrument Date	Mar 19, 2010
Instrument	2010R08769
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Tax	$136.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 LORAINE AVE, SPRINGFIELD, IL 62704-2331

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,900.00 (+4.62%) Homeowner's exemption	$41,821 (+7.22%) Land $4,237 Building $37,584	$125,463 (+7.22%) Land $12,711 Building $112,752
2024	$2,772.00 (+11.33%)	$39,005 (+15.41%) Land $3,952 Building $35,053	$117,015 (+15.41%) Land $11,856 Building $105,159
2022	$2,490.00 Homeowner's exemption	$33,796 Land $3,424 Building $30,372	$101,388 Land $10,272 Building $91,116

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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