Union County property record for 2404 River Chase Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,166 sqft · built 1997 |
| Lot Size | 0.368 acres (16,030 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $175,000 (Jun 2019) |
| Tax Bill | $2,290 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Jun 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-307-220 |
| Primary APN | 09-307-220 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,166 sqft Living Area |
| 1st Floor Area | 1,166 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,030 sqft (0.368 acres) |
| Porch | Slab |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2404 RIVER CHASE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8999 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #75 RIVER CHASE PH2 OPCE373 |
| Legal Subdivision | RIVER CHASE |
| Legal Lot Number | 75 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 20403 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2404 RIVER CHASE DR, MONROE, NC 28110-8999 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Jun 12, 2019 | Warranty Deed, Transfer · FHA Mortgage LENDUS LLC |
| Oct 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2019 · Amount on Record |
| Deed Sale | Jun 12, 2019 · Amount on Record |
| Prior Sale | Dec 20, 2011 · Amount on Record |
| Deed Document Number | 201916319 |
| Deed Book / Page | 7391 / 95 |
| Prior Transfer Date | Oct 11, 2017 |
| Prior Transfer Doc | 7032910 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2404 RIVER CHASE DR, MONROE, NC 28110-8999 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2023 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0008764243 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 8764/243 |
| Instrument | 19910 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2404 RIVER CHASE DR, MONROE, NC 28110-8999 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8142790 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 8142/790 |
| Instrument | 29135 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2404 RIVER CHASE DR, MONROE, NC 28110-8999 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7135372 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 7135/372 |
| Instrument | 0009496 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2404 RIVER CHASE DR, MONROE, NC 28110-8999 |
| Document Number | 7750115 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2404 RIVER CHASE DR MONROE NC 281108999, MONROE, NC 28110-8999 |
| Document Number | 7750115 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 007750/000115 |
| Instrument | 28123 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 12, 2019 |
| Property Address | 2404 RIVER CHASE DR, MONROE, NC 28110-8999 |
| Document Number | 739195 |
| Book / Page | 007391 / 000095 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 16319 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2404 RIVER CHASE DR MONROE NC 281108999, MONROE, NC 28110-8999 |
| Document Number | 739197 |
|---|---|
| Date | Jun 12, 2019 |
| Book Page | 007391/000097 |
| Instrument | 16320 |
| Name | LENDUS LLC |
|---|---|
| Address | ALAMO, CA 94507 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 12, 2017 |
| Property Address | 2404 RIVER CHASE DR, MONROE, NC 28110-8999 |
| Document Number | 7032910 |
| Book / Page | 007032 / 000910 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 30052 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2404 RIVER CHASE DR MONROE NC 281108999, MONROE, NC 28110-8999 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,000 (-) Land $59,700 Building $202,300 | $262,000 (-) Land $59,700 Building $202,300 | |
| 2025 | $2,290.00 (+17.98%) | $262,000 (+47.19%) Land $59,700 Building $202,300 | $262,000 (+47.19%) Land $59,700 Building $202,300 |
| 2023 | $1,941.00 | $178,000 Land $35,000 Building $143,000 | $178,000 Land $35,000 Building $143,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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