2404 Reading Dr, Orlando, FL 32804 Property Records

Orange County property record for 2404 Reading Dr, Orlando, FL 32804

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 941 sqft · built 1941
Lot Size	0.141 acres (6,159 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jun 2025)
Tax Bill	$7,338 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-22-29-6568-01-061`

Property Details

APN / Parcel Number

Primary APN	`15-22-29-6568-01-061`
Alternative APNs	`292215656801061` `351809` `357071` `361450`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	941 sqft Living Area
Gross Area	1,457 sqft
1st Floor Area	849 sqft
Flooring	Parquet
Interior Walls	Plaster

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1983
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,159 sqft (0.141 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	244 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2404 READING DR
City	ORLANDO
State	FL
Zip	32804-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1/T/W
Legal Description	PALM TERRACE K/134 S 110 FT OF LOT 106
Legal Range	29E
Legal Township	22S
Legal Section	15
Legal Subdivision	PALM TERRACE
Legal Tract	6568
Legal Block	1
Legal Lot Number	106
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1005
Census Tract	12600

Owner

2404 Reading Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2404 READING DR, ORLANDO, FL 32804-4913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2025 · Amount on File
Deed Sale	Jun 26, 2025 · Amount on File
Prior Sale	Jul 23, 2020 · Amount on File
Deed Document Number	2025372422
Prior Transfer Date	Jul 12, 2004
Prior Transfer Doc	0076250357
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 23, 2020
Property Address	2404 READING DR, ORLANDO, FL 32804-4913
Document Number	0000394337
Instrument Date	Jul 23, 2020
Instrument	394337
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2600 ARDSLEY DR ORLANDO FL 328044308, ORLANDO, FL 32804-4308

Mortgage

Document Number	394338
Date	Jul 23, 2020
Instrument	394338

Lender

Name	WILLIAM E SR RUFFIER
Address	927 W HARVARD ST, ORLANDO, FL 32804-5205
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jul 22, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 2404 Reading Dr was $7,338, up 6.9% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Orlando City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$413,290 (+7.34%) Land $285,000 Building $128,290	$413,290 (-1.11%) Land $285,000 Building $128,290
2025	$7,338.00 (+6.89%)	$385,036	$417,950 Land $285,000 Building $132,950
2024	$6,865.00 (+7.25%)
2023	$6,401.00 (+19.73%)	$403,712 (+39.56%) Land $285,000 Building $118,712	$403,712 (+39.56%) Land $285,000 Building $118,712
2022	$5,346.00	$289,284 Land $190,000 Building $99,284	$289,284 Land $190,000 Building $99,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2404 Reading Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	5 (2022–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2404 Reading Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20