2404 Olive St, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 2404 Olive St, Cedar Falls, IA 50613

Property Summary

Property Type	Duplex
Details	8 bd · 2.5 ba · 2,144 sqft · built 1910
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$214,000 (Nov 2021)
Tax Bill	$3,342 (2025)
Deeds & Mortgages	Nov 2020 Sale & Line of Credit Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-13-354-001`

Property Details

APN / Parcel Number

Primary APN	`8914-13-354-001`

Interior

Bedrooms	8 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,144 sqft Total Area
1st Floor Area	898 sqft
Basement Area	1,246 sqft
Unfinished Basement	1,246 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Porch	Slab
Porch Area	329 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2404 OLIVE ST
City	CEDAR FALLS
State	IA
Zip	50613-3975
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	NORMAL ADDITION LOT 18 BLK 20
Legal Range	14W
Legal Township	89N
Legal Section	13
Legal Subdivision	NORMAL ADDITION
Legal Block	20
Legal Lot Number	18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1005
Census Tract	2303

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	403 LINCOLN AVE, HOLLAND, IA 50642-8110
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Warranty Deed, Transfer · Line of Credit LINCOLN SAVINGS BANK
Dec 3, 2018	Warranty Deed, Transfer · Balloon Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Nov 16, 2020 · Amount on Record
Deed Document Number	202110587
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 16, 2020
Property Address	2404 OLIVE ST, CEDAR FALLS, IA 50613-3975
Document Number	202100010587
Instrument Date	Nov 6, 2020
Instrument	202100010587
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$341.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12643 S AVE, DIKE, IA 50624-8062

Mortgage

Document Number	202100010588
Date	Nov 16, 2020
Instrument	202100010588

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 6, 2040

Interest

Rate Type	Adjustable Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 3, 2018
Property Address	2404 OLIVE ST, CEDAR FALLS, IA 50613-3975
Document Number	201900008665
Instrument Date	Nov 30, 2018
Instrument	201900008665
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4117 W CEDAR WAPSIE RD, CEDAR FALLS, IA 50613-8713

Mortgage

Document Number	201900008666
Date	Dec 3, 2018
Instrument	201900008666

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,342.00 (+8.93%)	$222,690 (+16.79%) Land $48,510 Building $174,180	$222,690 (+16.79%) Land $48,510 Building $174,180
2024	$3,068.00 (-4.66%)
2023		$190,680 (+9.4%) Land $32,340 Building $158,340	$190,680 (+9.4%) Land $32,340 Building $158,340
2022	$3,218.00	$174,290 Land $32,340 Building $141,950
2021			$174,290 Land $32,340 Building $141,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999)
Most Recent Claim	Jul 1999 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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