Orange County property record for 2404 Niagara Way, Costa Mesa, CA 92626 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,240 sqft · built 1965 |
| Lot Size | 0.032 acres (1,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $820,000 (Jul 2026) |
| Tax Bill | $7,319 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 419-165-82 |
| Primary APN | 419-165-82 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,240 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 1,400 sqft (0.032 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Window A/C |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2404 NIAGARA WAY |
|---|---|
| City | COSTA MESA |
| State | CA |
| Zip | 92626-6537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 5160 BLK LOT 201 TR 5160 LOT 201 AND AN UND 1/334 INT IN LOT 1 |
| Legal Subdivision | TRACT 5160 |
| Legal Tract | 5160 |
| Legal Lot Number | 201,1 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 63906 |
Source: Orange County records · APN 419-165-82
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2404 NIAGARA WAY, COSTA MESA, CA 92626-6537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jul 31, 2026 | Grant Deed, Transfer · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 14, 2018 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 28, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage STEARNS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2026 · Amount on Record |
| Deed Sale | Jul 31, 2026 · Amount on Record |
| Prior Sale | Feb 14, 2018 · Amount on Record |
| Deed Document Number | 2026218052 |
| Prior Transfer Date | Oct 21, 2015 |
| Prior Transfer Doc | 0000553962 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 31, 2026 |
| Property Address | 2404 NIAGARA WAY, COSTA MESA, CA 92626-6537 |
| Document Number | 0000218052 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 2026218052 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $91,102.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2404 NIAGARA WAY, COSTA MESA, CA 92626-6537 |
| Document Number | 0000218053, |
|---|---|
| Date | Jul 31, 2026 |
| Instrument | 2026218053 |
| Name | SCHOOLSFIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2404 NIAGARA WAY, COSTA MESA, CA 92626-6537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4624 HARVEST NIGHT ST, LAS VEGAS, NV 89129-3229 |
| Document Number | 0000777135 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020000777135 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 14, 2018 |
| Property Address | 2404 NIAGARA WAY, COSTA MESA, CA 92626-6537 |
| Document Number | 0000052877 |
| Map Reference | MB181 PG40-42 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 2018000052877 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4624 HARVEST NIGHT ST, LAS VEGAS, NV 89129-3229 |
| Document Number | 0000052878 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 2018000052878 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 28, 2017 |
| Property Address | 2404 NIAGARA WAY, COSTA MESA, CA 92626-6537 |
| Document Number | 0000365183 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 365183 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2404 NIAGARA WAY COSTA MESA CA 926266537, COSTA MESA, CA 92626-6537 |
| Document Number | 365184 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 365184 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2047 |
Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Costa Mesa City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $626,713 (+2%) Land $552,970 Building $73,743 | |
| 2025 | $7,319.00 (+1.98%) | $614,425 (+4.04%) Land $542,127 Building $72,298 |
| 2024 | $7,177.00 (+2.87%) | |
| 2023 | $6,977.00 (+2.15%) | $590,567 Land $521,075 Building $69,492 |
| 2022 | $6,830.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590639063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 917 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: T-Mobile USA, AT&T, Cosmo Network Solutions, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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