2404 E Florida Ave, Urbana, IL 61802 Property Records

Champaign County property record for 2404 E Florida Ave, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,070 sqft · built 2002
Lot Size	0.177 acres (7,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$257,000 (Feb 2024)
Tax Bill	$5,832 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`91-21-15-385-002`

Property Details

APN / Parcel Number

Primary APN	`91-21-15-385-002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,070 sqft Building Perimeter
1st Floor Area	1,070 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Foundation Type	Concrete
Roof Material	Other
Lot Area	7,719 sqft (0.177 acres)
Garage Type	Detached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	363 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2404 E FLORIDA AVE
City	URBANA
State	IL
Zip	61802-4708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SAVANNAH GREEN PHASE 1
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SAVANNAH GREEN PHASE 1
Legal Lot Number	2
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	5
Census Block	5015
Census Tract	5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2404 E FLORIDA AVE, URBANA, IL 61802-4708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Feb 15, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Dec 4, 2023	Deed of Trust, Mortgage · Line of Credit LONGVIEW BANK
May 26, 2020	Warranty Deed, Transfer ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2024 · Amount on Record
Deed Sale	Feb 15, 2024 · Amount on Record
Prior Sale	May 26, 2020 · Amount on Record
Deed Document Number	20241943
Prior Transfer Date	Aug 30, 2004
Prior Transfer Doc	0000029428
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2404 E FLORIDA AVE, URBANA, IL 61802-4708
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 E FLORIDA AVE, URBANA, IL 61802-4708

Mortgage

Document Number	0000000328
Date	Jan 8, 2026
Instrument	2026R00328

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 15, 2024
Property Address	2404 E FLORIDA AVE, URBANA, IL 61802-4708
Document Number	0000001943
Map Reference	DOC 2002R15250
Instrument Date	Feb 9, 2024
Instrument	2024R01943
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$257.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2404 E FLORIDA AVE, URBANA, IL 61802-4708

Mortgage

Document Number	0000001944
Date	Feb 15, 2024
Instrument	2024R01944

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.62%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2404 E FLORIDA AVE, URBANA, IL 61802-4708
Transaction Type	Mortgage
Record Updated	Dec 13, 2023
Title Company	NOT AVAILABLE, ACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 E FLORIDA AVE, URBANA, IL 61802-4708

Mortgage

Document Number	0000016955
Date	Dec 4, 2023
Instrument	2023R16955

Lender

Name	LONGVIEW BANK
Type	Bank
Address	NEWMAN, IL 61942

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	5 Months
Due	May 13, 2024

Interest

Rate	6.75%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 26, 2020
Property Address	2404 E FLORIDA AVE, URBANA, IL 61802-4708
Document Number	0000008772
Instrument Date	May 19, 2020
Instrument	8772
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Amount	Amount Recorded
Tax	$175.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 E FLORIDA AVE URBANA IL 618024708, URBANA, IL 61802-4708

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,180 (+25.94%) Land $8,910 Building $57,270	$198,540 (+25.94%) Land $26,730 Building $171,810
2024	$5,832.00 (+15.76%)
2022	$5,038.00 Homeowner's exemption	$52,550 Land $7,070 Building $45,480	$157,650 Land $21,210 Building $136,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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