2404 E 38th St, Des Moines, IA 50317 Property Records

Polk County property record for 2404 E 38th St, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,016 sqft · built 1968
Lot Size	0.13 acres (5,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$127,000 (Sep 2017)
Tax Bill	$3,050 (2024)
Deeds & Mortgages	Mar 2024 Line of Credit May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`060/04417-000-000`

Property Details

APN / Parcel Number

Primary APN	`060/04417-000-000`
Alternative APN	`792329481033`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,016 sqft Living Area
Gross Area	1,632 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Finished Basement	200 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,650 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 50 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2404 E 38TH ST
City	DES MOINES
State	IA
Zip	50317-3340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	-EX E 13F- LT 725 FOUR MILE
Legal Subdivision	FOUR MILE
Legal Lot Number	725
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	1
Census Block	1028
Census Tract	103

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2404 E 38TH ST, DES MOINES, IA 50317-3340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
May 20, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA COMMUNITY CU
Sep 25, 2017	Deed, Transfer · FHA Mortgage LAND HOME FINANCIAL SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Prior Sale	Sep 4, 2012 · Amount on Record
Deed Document Number	201725878
Deed Book / Page	16659 / 44
Prior Transfer Date	May 22, 1997
Prior Transfer Doc	0000081770
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2404 E 38TH ST, DES MOINES, IA 50317-3340
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012001
Date	Mar 15, 2024
Book Page	19742/45
Instrument	2024-00012001

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 14, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2404 E 38TH ST, DES MOINES, IA 50317-3340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082020
Date	May 20, 2019
Book Page	17332/0067
Instrument	2018-00082020

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 19, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK IA
Recording Date	Sep 25, 2017
Property Address	2404 E 38TH ST, DES MOINES, IA 50317-3340
Document Number	201700025878
Book / Page	16659 / 44
Instrument Date	Sep 22, 2017
Instrument	2017-00025878
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2404 E 38TH ST, DES MOINES, IA 50317-3340

Mortgage

Document Number	0000025880
Date	Sep 25, 2017
Book Page	16659/48
Instrument	2017-00025880

Lender

Name	LAND HOME FINANCIAL SVCS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$188,400 (+13.84%) Land $26,800 Building $161,600	$188,400 (+13.84%) Land $26,800 Building $161,600
2024	$3,050.00 (+2.28%)
2023		$165,500 Land $23,300 Building $142,200	$165,500 Land $23,300 Building $142,200
2020	$2,982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	55 (1982–2026)
Claims Outside the SFHA	35 of 55
Most Recent Claim	Jul 2026 · Severe Storms And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2018 · 13 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 24 claims Severe Storms, Tornadoes, And Flooding, Jul 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Google Fiber, T-Mobile.

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