2404 Culpepper Ln, Lincoln, CA 95648 Property Records

Placer County property record for 2404 Culpepper Ln, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,195 sqft · built 2007
Lot Size	0.164 acres (7,121 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,677 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`335-120-048-000`

Property Details

APN / Parcel Number

Primary APN	`335-120-048-000`
Alternative APN	`335-120-048`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,195 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	7,121 sqft (0.164 acres)
Garage Area	423 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	335-120-048
Street Address	2404 CULPEPPER LN
City	LINCOLN
State	CA
Zip	95648-7832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 404 TWELVE BRIDGES VILLAGE 9 UNIT 3, MOR AA-74
Legal Subdivision	TWELVE BRIDGES VILL
Legal Lot Number	404
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2014
Census Tract	23502

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2404 CULPEPPER LN, LINCOLN, CA 95648-7832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 10, 2017	Intrafamily Transfer, Transfer · FHA Mortgage PARAMOUNT EQUITY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017
Deed Sale	Oct 10, 2017
Prior Sale	Jun 29, 2016
Deed Document Number	201778653
Prior Transfer Date	Oct 3, 2017
Prior Transfer Doc	0000078653
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2404 CULPEPPER LN, LINCOLN, CA 95648-7832
Transaction Type	Mortgage
Record Updated	Dec 25, 2023
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 CULPEPPER LN, LINCOLN, CA 95648-7832
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067351
Date	Dec 13, 2023
Instrument	2023-0067351

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2404 CULPEPPER LN, LINCOLN, CA 95648-7832
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033441
Date	Apr 14, 2020
Instrument	2020-0033441

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2404 CULPEPPER LN, LINCOLN, CA 95648-7832
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	FIRST AMER TTL RECORDING ACC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026710
Date	Apr 29, 2019
Instrument	2019-0026710

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Oct 10, 2017
Property Address	2404 CULPEPPER LN, LINCOLN, CA 95648-7832
Document Number	0000078653
Map Reference	MAP AA PG74
Instrument Date	Oct 3, 2017
Instrument	2017-0078653
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2404 CULPEPPER LN, LINCOLN, CA 95648-7832
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078654
Date	Oct 10, 2017
Instrument	2017-0078654

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$386,417 (+2%) Land $104,536 Building $281,881
2025	$5,677.00 (-3.25%) Homeowner's exemption	$378,841 (+4.04%) Land $102,487 Building $276,354
2023	$5,868.00 (+1.43%) Homeowner's exemption	$364,132 Land $98,508 Building $265,624
2022	$5,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20

May also be available: Cal.net.

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