2404 Cottingham Rd N, Springfield, OH 45506 Property Records

Clark County property record for 2404 Cottingham Rd N, Springfield, OH 45506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 998 sqft · built 1948
Lot Size	6.69 acres (291,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,600 (Jun 2026)
Tax Bill	$5,029 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`100-11-00011-100-007`

Property Details

APN / Parcel Number

Primary APN	`100-11-00011-100-007`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	998 sqft Living Area
Gross Area	1,074 sqft
1st Floor Area	844 sqft
Basement Area	76 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	291,416 sqft (6.69 acres)
Garage Type	Detached
Garage Area	280 sqft

Exterior Amenities

Deck Area	20 sqft
Patio Area	208 sqft
Lean-To	200 sqft
Pole Barn	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2404 COTTINGHAM RD N
City	SPRINGFIELD
State	OH
Zip	45506-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CATALPA RIDGE ADD 49
Legal Subdivision	CATALPA RIDGE ADD
Legal Block	100
Legal Lot Number	7
Jurisdiction	CLARK OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1027
Census Tract	3200

Owner

Source: Clark County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2404 COTTINGHAM RD N, SPRINGFIELD, OH 45506-3846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CREDIT UNION INC
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CU
Aug 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage DAY AIR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Nov 1, 2000 · Amount on Record
Deed Document Number	20267436
Deed Book / Page	2269 / 3963
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2404 COTTINGHAM RD N, SPRINGFIELD, OH 45506-3846
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 COTTINGHAM RD N, SPRINGFIELD, OH 45506-3846

Mortgage

Document Number	0000003870
Date	Apr 1, 2024
Book Page	2235/1854
Instrument	202400003870

Lender

Name	DAY AIR CREDIT UNION INC
Type	Credit Union
Address	3501 WILMINGTON PIKE, KETTERING, OH 45429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Jun 2, 2026
Property Address	2404 COTTINGHAM RD N, SPRINGFIELD, OH 45506-3846
Document Number	0000007436
Book / Page	2269 / 3963
Instrument Date	May 28, 2026
Instrument	20267436
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	STERLING LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135,582.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	2404 COTTINGHAM RD N, SPRINGFIELD, OH 45506-3846
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007437,
Date	Jun 2, 2026
Instrument	20267437

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2404 COTTINGHAM RD N, SPRINGFIELD, OH 45506-3846
Document Number	0000002129
Instrument Date	Feb 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2404 COTTINGHAM RD N SPRINGFIELD OH 455063846, SPRINGFIELD, OH 45506-3846

Mortgage

Document Number	0000002129
Date	Feb 11, 2020
Book Page	002168/000755
Instrument	2129

Lender

Name	DAY AIR CU
Type	Credit Union
Address	KETTERING, OH 45429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2035

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	2404 COTTINGHAM RD N, SPRINGFIELD, OH 45506-3846
Document Number	0000012166
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018
Title Company	STERLING LAND TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2404 COFTINGHAM N SPRINGFIELD OH 45506, SPRINGFIELD, OH 45506

Mortgage

Document Number	0000012166
Date	Sep 10, 2018
Book Page	002148/003640
Instrument	12166

Lender

Name	DAY AIR CU
Type	Credit Union
Address	KETTERING, OH 45429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2033

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Green Township
Unified School District	Greenon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,029.00 (+51.48%)	$66,750 (+14.49%) Land $33,300 Building $33,450	$190,690 (+14.47%) Land $95,130 Building $95,560
2024	$3,320.00 (+2.34%)
2023		$58,300 Land $30,080 Building $28,220
2022	$3,244.00		$166,580 Land $85,940 Building $80,640

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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