2404 Cape Horn Rd, Hampstead, MD 21074 Property Records

Carroll County property record for 2404 Cape Horn Rd, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,440 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Sep 2015)
Tax Bill	$3,379 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-026559`

Property Details

APN / Parcel Number

Primary APN	`06-026559`
Alternative APNs	`6026559` `026559`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,440 sqft Total Area
Basement Area	336 sqft
Finished Basement	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	14 sqft
Patio Area	192 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	026559
Street Address	2404 CAPE HORN RD
City	HAMPSTEAD
State	MD
Zip	21074-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-200
Legal Description	LT 2- 1.0 AC CAPE HORN RD 4-57 GLASERS HILL SC 1
Legal Subdivision	GLASERS HILL SEC 01
Legal Lot Number	2
Jurisdiction	CARROLL MD
Township / Civil Division	6, MANCHESTER
Census Block Group	2
Census Block	2016
Census Tract	506102

Owner

2404 Cape Horn Rd is owned and occupied by an individual who bought it in September 2015.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2404 CAPE HORN RD, HAMPSTEAD, MD 21074-1123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 9, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2015 · Amount on File
Deed Sale	Sep 4, 2015 · Amount on File
Prior Sale	Jun 13, 2007 · Amount on File
Deed Book / Page	8089 / 44
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2404 CAPE HORN RD, HAMPSTEAD, MD 21074-1123
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 CAPE HORN RD, HAMPSTEAD, MD 21074-1123

Mortgage

Document Number	0103980297
Date	Aug 9, 2021
Book Page	10398/297

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Jul 12, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2404 CAPE HORN RD, HAMPSTEAD, MD 21074-1123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092600195
Date	Apr 9, 2019
Book Page	9260/0195

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2404 Cape Horn Rd was $3,379 with a homeowner's exemption, up 5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,379.00 (+5.04%) Homeowner's exemption	$338,333	$378,200 Land $150,000 Building $228,200
2025	$3,217.00 Homeowner's exemption
2023	$3,007.00 Homeowner's exemption	$266,133	$318,400 Land $130,000 Building $188,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2404 Cape Horn Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2404 Cape Horn Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Antietam Cable, T-Mobile.

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