2404 Berniece Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2404 Berniece Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.326 acres (14,181 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Nov 2021)
Tax Bill	$5,544 (2024)
Deeds & Mortgages	Aug 2018 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-34-130-004`

Property Details

APN / Parcel Number

Primary APN	`03-20-34-130-004`

Exterior

Lot Area	14,181 sqft (0.326 acres)

Location & Zoning

Street Address	2404 BERNIECE DR
City	CHAMPAIGN
State	IL
Zip	61822-7254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 51 ROLLING ACRES NO 4
Legal Range	08E
Legal Township	19N
Legal Section	34
Legal Subdivision	ROLLING ACRES NO 4
Legal Lot Number	51
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1058
Census Tract	1204

Owner

2404 Berniece Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2404 BERNIECE DR, CHAMPAIGN, IL 61822-7254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Nov 3, 2021	Warranty Deed, Transfer · VA Mortgage FLAT BRANCH HOME LOANS INC
Dec 30, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2021 · Amount on File
Deed Sale	Nov 3, 2021 · Amount on File
Prior Sale	Dec 30, 2019 · Amount on File
Deed Document Number	202126140
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2404 BERNIECE DR, CHAMPAIGN, IL 61822-7254
Transaction Type	Mortgage
Record Updated	Nov 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014797
Date	Aug 23, 2018
Instrument	2018R14797

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Nov 3, 2021
Property Address	2404 BERNIECE DR, CHAMPAIGN, IL 61822-7254
Document Number	0000026140
Map Reference	MB X PG 56
Instrument Date	Oct 5, 2021
Instrument	2021R26140
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2404 BEMIECE DRIVE, CHAMPAIGN, IL 61822
Investor	Possibly a Property Investor

Mortgage

Document Number	0000026141
Date	Nov 3, 2021
Instrument	2021R26141

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 30, 2019
Property Address	2404 BERNIECE DR, CHAMPAIGN, IL 61822-7254
Document Number	0000021940
Instrument Date	Dec 13, 2019
Instrument	21940
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2404 BERNIECE DR CHAMPAIGN IL 618227254, CHAMPAIGN, IL 61822-7254

Mortgage

Document Number	21943
Date	Dec 30, 2019
Instrument	21943

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,570 Land $13,110 Building $80,460	$280,710 Land $39,330 Building $241,380
2024	$5,544.00
2022	$5,037.00 Homeowner's exemption	$71,580 Land $10,030 Building $61,550	$214,740 Land $30,090 Building $184,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2404 Berniece Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2404 Berniece Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Mediacom Xtream, Pavlov Media.

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