2404 7th St N, Columbus, MS 39705 Property Records

Lowndes County property record for 2404 7th St N, Columbus, MS 39705

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,720 sqft · built 1974
Lot Size0.763 acres (33,233 sqft)
Owner2 Individual Names on Record
Last Sale$302,575 (May 2026)
Tax Bill$2,154 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN56W100200500

Property Details

APN / Parcel Number

Primary APN56W100200500
Alternative APNs
  • 011140
  • 11140

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Building Area2,720 sqft Adjusted Area
1st Floor Area1,709 sqft
2nd Floor Area607 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialBrick Veneer
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area33,233 sqft (0.763 acres)
Lot Dimensions199 ft deep x 167 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Utility Building600 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2404 7TH ST N
CityCOLUMBUS
StateMS
Zip39705-2320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT S2 SE4 2404 7TH ST N 9F
Legal Range18W
Legal Township18S
Legal Section04
JurisdictionLOWNDES MS
Township / Civil Division2
Census Block Group3
Census Block3029
Census Tract901

Owner

Source: Lowndes County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2404 7TH ST N, COLUMBUS, MS 39705-2320
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Warranty Deed, Transfer · Conventional Mortgage
HUNTINGTON NATIONAL BANK
Sep 12, 2018Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 27, 2026 · Amount on Record
Deed SaleMay 27, 2026 · Amount on Record
Prior SaleJul 31, 2014 · Amount on Record
Deed Book / Page2026 / 4038
Prior Transfer DateJul 25, 2014
Prior Transfer Doc0000246913
Record UpdatedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateMay 27, 2026
Property Address2404 7TH ST N, COLUMBUS, MS 39705-2320
Document Number2026004038
Book / Page2026 / 4038
Instrument DateMay 26, 2026
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2404 7TH ST N, COLUMBUS, MS 39705-2320

Mortgage

Document Number2026012034,
DateMay 27, 2026
Book Page2026/12034
Lender
NameHUNTINGTON NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWNDES MS
Property Address2404 7TH ST N, COLUMBUS, MS 39705-2320
Document Number0020181280
Instrument DateSep 12, 2018
Transaction TypeMortgage
Record UpdatedOct 26, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2404 7TH ST N COLUMBUS MS 397052320, COLUMBUS, MS 39705-2320

Mortgage

Document Number0020181280
DateOct 5, 2018
Book Page002018/021280
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-4360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueOct 4, 2023
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
MunicipalityColumbus City
Unified School DistrictColumbus Municipal School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,154.00 (+1.41%) Homeowner's exemption$15,024 (+13.6%)$150,240 (+13.6%) Land $26,250 Building $123,990
2024$2,124.00 (+14.07%)
2023$1,862.00 Homeowner's exemption$13,225$132,250 Land $26,250 Building $106,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLUMBUS LIGHT & WATER
serves 23,616 people · EPA ID MS0440003
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Sparklight
Cable
1,000 / 50
C Spire Wireless
Fixed Wireless
100 / 20

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