2404 48th St, Lubbock, TX 79412 Property Records

Lubbock County property record for 2404 48th St, Lubbock, TX 79412

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,384 sqft · built 1957
Lot Size0.228 acres (9,938 sqft)
OwnerIndividual Name on Record
Tax Bill$2,581 (2025)
Deeds & MortgagesApr 2024 Mortgage
Mar 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNR34059

Property Details

APN / Parcel Number

Primary APNR34059

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,384 sqft Living Area

Exterior

Year BuiltBuilt 1957
Exterior MaterialAsbestos
Foundation TypePier/Post & Beam
Roof MaterialOther
Lot Area9,938 sqft (0.228 acres)
Lot Dimensions132 ft deep x 75 ft wide
Garage Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2404 48TH ST
CityLUBBOCK
StateTX
Zip79412-2128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionCOLLEGE AVE L 23 & E25' OF 22
Legal SubdivisionCOLLEGE AVENUE
Legal Lot Number230
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2010
Census Tract2301

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2404 48TH ST, LUBBOCK, TX 79412-2128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2024Vendor's Lien, Transfer · Conventional Mortgage
TEXAS FCU
Mar 21, 2022Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
ARK-LA-TEX FINANCE SERVICES LLC
Jan 29, 2019Deed of Trust, Mortgage · Commercial Mortgage
METABANK
Jan 29, 2019Deed of Trust, Mortgage
METABANK
Apr 2, 2019Vendor's Lien, Transfer
HAPPY STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2024
Deed SaleApr 9, 2024
Prior SaleMar 21, 2022
Deed Document Number2024014783
Record UpdatedJun 8, 2026

April 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateApr 9, 2024
Property Address2404 48TH ST, LUBBOCK, TX 79412-2128
Document Number0000014783
Map ReferenceVOL 395 PG 316
Instrument DateApr 8, 2024
Instrument2024014783
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyTITLEONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2404 48TH ST, LUBBOCK, TX 79412-2128

Mortgage

Document Number0000014784
DateApr 9, 2024
Instrument2024014784
Lender
NameTEXAS FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

March 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateMar 21, 2022
Property Address2404 48TH ST, LUBBOCK, TX 79412-2128
Document Number0000013582
Map ReferenceFILE 2021011304
Instrument DateMar 18, 2022
Instrument2022013582
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 2, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6305 82ND ST, LUBBOCK, TX 79424-3681

Transferred To (Grantee/Buyer)

NameVerified Name
Address13604 AVENUE R, LUBBOCK, TX 79423-7133

Mortgage

Document Number0000013583
DateMar 21, 2022
Instrument2022013583
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2404 48TH ST, LUBBOCK, TX 79412-2128
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003305
DateJan 29, 2019
Instrument2019003305
Lender
NameMETABANK
TypeBank
AddressTROY, MI 48098
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2404 48TH ST, LUBBOCK, TX 79412-2128
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003304
DateJan 29, 2019
Instrument2019003304
Lender
NameMETABANK
TypeBank
AddressTROY, MI 48098
Agreement
AmountAmount Recorded

April 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateApr 2, 2019
Property Address2404 48TH ST, LUBBOCK, TX 79412-2128
Document Number0000011304
Map ReferenceVOL 395 PG 315
Instrument DateMar 28, 2019
Instrument2019011304
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanySERVICE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address9210 S 2490 W, WEST JORDAN, UT 84088-8522

Mortgage

Document Number0000011305
DateApr 2, 2019
Instrument2019011305
Lender
NameHAPPY STATE BANK
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,581.00 (-5.32%)$145,891 (+4.71%) Land $23,500 Building $122,391$145,891 (+4.71%) Land $23,500 Building $122,391
2024$2,726.00 (+5.29%)
2023$2,589.00 (+10.41%)$139,323 Land $4,125 Building $135,198$139,323 Land $4,125 Building $135,198
2022$2,345.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimSep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40

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