2404 117th St, Luck, WI 54853 Property Records

Polk County property record for 2404 117th St, Luck, WI 54853

Property Summary

Property Type	Single Family Home
Lot Size	0.869 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$396,000 (Oct 2018)
Tax Bill	$6,591 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-00831-0000`

Property Details

APN / Parcel Number

Primary APN	`012-00831-0000`

Exterior

Lot Area	37,897 sqft (0.869 acres)

Location & Zoning

Street Address	2404 117TH ST
City	LUCK
State	WI
Zip	54853-4146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CSM #2770 V13 P24 (585010) LOC IN PT GL 7
Legal Lot Number	1
Jurisdiction	POLK WI
Township / Civil Division	BONE LAKE
Census Block Group	1
Census Block	1007
Census Tract	960302

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK
Feb 4, 2019	Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA
Oct 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	866447
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2404 117TH ST, LUCK, WI 54853-4146
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000938881
Date	Sep 24, 2025
Instrument	938881

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Sep 28, 2065

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	2404 117TH ST, LUCK, WI 54853-4146
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	TM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	869403
Date	Feb 4, 2019
Instrument	869403

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.55%
Index	1-Year LIBOR

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Oct 15, 2018
Property Address	2404 117TH ST, LUCK, WI 54853-4146
Document Number	0000866447
Map Reference	MAP 2770 VL 13 PG 24
Instrument Date	Oct 5, 2018
Instrument	866447
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Tax	$1,188.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28383 N 106TH ST, SCOTTSDALE, AZ 85262-8967

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Bone Lake Town
Unified School District	Luck School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,591.00 (+4.59%)	$383,100 (-) Land $118,800 Building $264,300	$661,700 (+8.76%) Land $205,194 Building $456,506
2023	$6,302.00 (+14.1%)	$383,100 (-) Land $118,800 Building $264,300	$608,400 (+25.21%)
2022	$5,523.00	$383,100 Land $118,800 Building $264,300	$485,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lakeland Communications Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

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