2403 White Rd, Wilmington, NC 28411 Property Records

New Hanover County property record for 2403 White Rd, Wilmington, NC 28411

Property Summary

Property Type	Patio Home
Details	3 bd · 2 ba · 1,268 sqft · built 1998
Lot Size	0.137 acres (6,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,500 (Nov 2018)
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R03500-005-291-000`

Property Details

APN / Parcel Number

Primary APN	`R03500-005-291-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft

Exterior

Year Built	Built 1998
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	6,011 sqft (0.137 acres)
Terrain	Low
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	48 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2403 WHITE RD
City	WILMINGTON
State	NC
Zip	28411-6542
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	R-15,RESIDENTIAL DISTRICT
Legal Description	LOT 32 SEC 4 SUN COAST VILLAS AT COASTAL CAROLINAS
Legal Subdivision	SUN COAST VILLAS
Legal Block	5
Legal Lot Number	32
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	1
Census Block	1015
Census Tract	11611

Owner

Source: New Hanover County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2403 WHITE RD, WILMINGTON, NC 28411-6542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage TITAN MUTUAL LENDING INC
May 6, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MTG
Nov 16, 2018	Warranty Deed, Transfer · FHA Mortgage ALPHA MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Dec 29, 2010
Deed Document Number	577561
Deed Book / Page	6179 / 2046
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2403 WHITE RD, WILMINGTON, NC 28411-6542
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00649701629
Date	Sep 30, 2021
Book Page	6497/1629
Instrument	2021047572

Lender

Name	TITAN MUTUAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2403 WHITE RD, WILMINGTON, NC 28411-6542
Document Number	0063101783
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2403 WHITE RD WILMINGTON NC 284116542, WILMINGTON, NC 28411-6542

Mortgage

Document Number	0063101783
Date	May 12, 2020
Book Page	006310/001783
Instrument	17077

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362-3888

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Nov 16, 2018
Property Address	2403 WHITE RD, WILMINGTON, NC 28411-6542
Document Number	0061792046
Book / Page	006179 / 002046
Instrument Date	Nov 9, 2018
Instrument	34642
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2403 WHITE RD WILMINGTON NC 284116542, WILMINGTON, NC 28411-6542

Mortgage

Document Number	61792049
Date	Nov 16, 2018
Book Page	006179/002049
Instrument	34643

Lender

Name	ALPHA MTG CORP
Address	WILMINGTON, NC 28403

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Interest

Rate	5%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00 (+20.87%)	$334,200 (+68.96%) Land $102,800 Building $231,400	$334,200 (+68.96%) Land $102,800 Building $231,400
2024	$1,107.00 (+0.54%)
2023	$1,101.00 (-0.9%)	$197,800 Land $56,300 Building $141,500	$197,800 Land $56,300 Building $141,500
2022	$1,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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