Stearns County property record for 2403 W Division St, Saint Cloud, MN 56301
| Property Type | Commercial |
|---|---|
| Details | 4,758 sqft · built 1954 |
| Lot Size | 0.335 acres (14,594 sqft) |
| Owner | Company Name on File |
| Last Sale | $775,000 (Jun 2024) |
| Tax Bill | $16,964 (2026) |
| Deeds & Mortgages | Jun 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-45993-0000 |
| Primary APN | 82-45993-0000 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 4,758 sqft Living Area |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Block |
| Lot Area | 14,594 sqft (0.335 acres) |
| Lot Width | 94 ft Width |
| Cooling System | None |
|---|
| Street Address | 2403 W DIVISION ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-3935 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | C5 |
| Legal Description | LOTS 7,8,& N9' OF LOT 9 BLK 4 COLONIAL GARDENS ADD SECTION 15 TOWNSHIP 124 RANGE 028 COLONIAL GARDENS ADD SECTION 15 TOWNSHIP |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 15 |
| Legal Subdivision | COLONIAL GARDENS ADD |
| Legal Block | 4 |
| Legal Lot Number | 7-9 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 602 |
2403 W Division St, a commercial property, is owned by a company that bought it in June 2024.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 520 UNIVERSITY AVE W, SAINT PAUL, MN 55103-1937 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2024 · Amount on File |
| Deed Sale | Jun 17, 2024 · Amount on File |
| Deed Document Number | 20241657864 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 21, 2024 |
| Property Address | 2403 W DIVISION ST, SAINT CLOUD, MN 56301-3935 |
| Document Number | 00A1673994 |
| Instrument Date | Jun 12, 2024 |
| Instrument | A1673994 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 520 UNIVERSITY AVE W, SAINT PAUL, MN 55103-1937 |
The 2026 property tax bill for 2403 W Division St was $16,964.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,964.00 | $605,000 (+1%) Land $260,000 Building $345,000 | $605,000 (+1%) Land $260,000 Building $345,000 |
| 2025 | $550,000 Land $260,000 Building $290,000 | $550,000 Land $260,000 Building $290,000 | |
| 2024 | $11,332.00 (+12.29%) | ||
| 2023 | $10,092.00 | $381,000 Land $260,000 Building $121,000 | $381,000 Land $260,000 Building $121,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2403 W Division St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2403 W Division St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures