2403 Vernal Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 2403 Vernal Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,799 sqft · built 2014
Lot Size	0.155 acres (6,763 sqft)
Owner	2 Individual Names on Record
Last Sale	$669,500 (Mar 2014)
Tax Bill	$13,925 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`091-250-009-7`

Property Details

APN / Parcel Number

Primary APN	`091-250-009-7`
Alternative APNs	`091-250-009` `0979200094`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,799 sqft Living Area
1st Floor Area	1,850 sqft
2nd Floor Area	1,949 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	6,763 sqft (0.155 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2403 VERNAL DR
City	PITTSBURG
State	CA
Zip	94565-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9313 L34
Legal Subdivision	SUBDIVISION 9313
Legal Tract	9313
Legal Lot Number	34
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2017
Census Tract	355202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2403 VERNAL DR, PITTSBURG, CA 94565-7900
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2014 · Amount on Record
Deed Sale	Mar 13, 2014 · Amount on Record
Deed Document Number	201438201
Record Updated	Sep 20, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CONTRA COSTA CA
Property Address	2403 VERNAL DR, BAY POINT, CA 94565-7900
Document Number	0000094203
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2403 VERNAL DR BAY POINT CA 945657900, BAY POINT, CA 94565-7900

Mortgage

Document Number	0000094203
Date	May 19, 2020
Instrument	94203

Lender

Name	SPECTRUM CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 18, 2027

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$891,908 (+2%) Land $187,551 Building $704,357
2025	$13,925.00 (+4.59%) Homeowner's exemption	$874,421 (+4.04%) Land $183,874 Building $690,547
2023	$13,314.00 (+1.32%) Homeowner's exemption	$840,468 Land $176,735 Building $663,733
2022	$13,140.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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