2403 Valley Mill Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2403 Valley Mill Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,770 sqft · built 1975
Lot Size	0.219 acres (9,525 sqft)
Owner	2 Trust Names on File
Last Sale	$1,200,000 (Aug 2026)
Tax Bill	$9,106 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`386-520-01-00`

Property Details

APN / Parcel Number

Primary APN	`386-520-01-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,770 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	9,525 sqft (0.219 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2403 VALLEY MILL RD
City	EL CAJON
State	CA
Zip	92020-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 70 TR 007838
Legal Subdivision	FLETCHER HILLS
Legal Tract	007838
Legal Block	2
Legal Lot Number	70
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	16201

Owner

2403 Valley Mill Rd is owner-occupied and held in a trust since August 2026.

Source: San Diego County records, as of August 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2403 VALLEY MILL RD, EL CAJON, CA 92020-1040
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Grant Deed, Transfer · Seller Carry-Back CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE
Oct 17, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Oct 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 17, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Deed Document Number	2026244710
Prior Transfer Date	Oct 14, 2019
Prior Transfer Doc	0000468562
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2026
Property Address	2403 VALLEY MILL RD, EL CAJON, CA 92020-1040
Document Number	0000244710
Instrument Date	Jul 22, 2026
Instrument	2026244710
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2403 VALLEY MILL RD, EL CAJON, CA 92020-1040

Mortgage

Document Number	0000244711,
Date	Aug 20, 2026
Instrument	2026244711

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Interest

Max Rate	-1%

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2019
Property Address	2403 VALLEY MILL RD, EL CAJON, CA 92020-1040
Document Number	0000468560
Instrument Date	Oct 14, 2019
Instrument	468560
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7812 WING FLIGHT CT SAN DIEGO CA 921191760, SAN DIEGO, CA 92119-1760

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2019
Property Address	2403 VALLEY MILL RD, EL CAJON, CA 92020-1040
Document Number	0000468561
Instrument Date	Oct 14, 2019
Instrument	468561
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7812 WINFLIT SAN DIEGO CA 92119, SAN DIEGO, CA 92119

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2019
Property Address	2403 VALLEY MILL RD, EL CAJON, CA 92020-1040
Document Number	0000468562
Instrument Date	Oct 14, 2019
Instrument	468562
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7812 WING FLIGHT CT SAN DIEGO CA 921191760, SAN DIEGO, CA 92119-1760

Tax Assessment & Valuation

The 2025 property tax bill for 2403 Valley Mill Rd was $9,106.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$694,071 (+2%) Land $352,724 Building $341,347
2025	$9,106.00	$680,462 Land $345,808 Building $334,654
2023	$9,356.00 (+16.22%)	$654,041 Land $332,381 Building $321,660
2022	$8,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2403 Valley Mill Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2403 Valley Mill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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