2403 Tea Olive Ter, Valrico, FL 33594 Property Records

Hillsborough County property record for 2403 Tea Olive Ter, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,661 sqft · built 2006
Lot Size	0.255 acres (11,105 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,796 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085470-0308`

Property Details

APN / Parcel Number

Primary APN	`085470-0308`
Alternative APN	`U18292183P000000000540`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,661 sqft Living Area
Gross Area	4,370 sqft
1st Floor Area	2,516 sqft
Upper Floors Area	776 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,105 sqft (0.255 acres)
Lot Dimensions	121 ft deep x 84.9 ft wide
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	418 sqft
Patio Area	486 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0854700308
Street Address	2403 TEA OLIVE TER
City	VALRICO
State	FL
Zip	33594-6704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ARISTA LOT 54
Legal Range	21E
Legal Township	29S
Legal Section	18
Legal Subdivision	ARISTA
Legal Tract	83P
Legal Lot Number	54
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2000
Census Tract	12209

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2403 TEA OLIVE TER, VALRICO, FL 33594-6704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2015
Deed Sale	Apr 13, 2015
Prior Sale	Aug 26, 2010 · Amount on Record
Deed Document Number	2015136348
Deed Book / Page	23204 / 167
Prior Transfer Date	Mar 30, 2015
Prior Transfer Doc	0000136348
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	2403 TEA OLIVE TER, VALRICO, FL 33594-6704
Document Number	0000354089
Instrument Date	Aug 15, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2403 TEA OLIVE TER VALRICO FL 335946704, VALRICO, FL 33594-6704

Mortgage

Document Number	0000354089
Date	Aug 29, 2020
Instrument	354089

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,748 (+2.7%)	$510,889 (-5.11%) Land $111,872 Building $399,017
2025	$4,796.00 (+12.08%) Homeowner's exemption	$255,840 (+5.99%)	$538,390 (+12.55%) Land $111,872 Building $426,518
2023	$4,279.00 (+4.6%) Homeowner's exemption	$241,388 (+3%)	$478,350 (+3.26%) Land $91,532 Building $386,818
2022	$4,091.00 Homeowner's exemption	$234,357	$463,256 Land $86,446 Building $376,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20