2403 Talbot Rd, Baltimore, MD 21216 Property Records

Baltimore City property record for 2403 Talbot Rd, Baltimore, MD 21216

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,807 sqft · built 1900
Lot Size	0.941 acres (41,000 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Oct 2014)
Tax Bill	$7,866 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification
APN	`15-28-2870-008`

Property Details

APN / Parcel Number

Primary APN	`15-28-2870-008`
Alternative APNs	`282870 008` `2870-008`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,807 sqft Living Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	41,000 sqft (0.941 acres)
Lot Dimensions	259 ft deep x 390 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	282870 008
Street Address	2403 TALBOT RD
City	BALTIMORE
State	MD
Zip	21216-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	390-4X259-11
Legal Subdivision	WINDSOR HILLS SEC 01
Legal Block	2870
Legal Lot Number	8
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	4
Census Block	4003
Census Tract	150900

Owner

Source: Baltimore City records · APN 15-28-2870-008

Assessment roll updated July 14, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2403 TALBOT RD, BALTIMORE, MD 21216-2031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2014 · Amount on Record
Deed Sale	Oct 07, 2014 · Amount on Record
Prior Sale	Sep 22, 2011 · Amount on Record
Deed Book / Page	16604 / 198
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALTIMORE CITY MD
Property Address	2403 TALBOT RD, BALTIMORE, MD 21216-2031
Document Number	0220270067
Instrument Date	Mar 05, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 TALBOT RD BALTIMORE MD 212162031, BALTIMORE, MD 21216-2031

Mortgage

Document Number	0220270067
Date	May 18, 2020
Book Page	022027/000067

Lender

Name	M&T BK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Baltimore City records · Assessment roll updated July 14, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,866.00 (+11.62%)	$334,900 (+12.14%) Land $69,700 Building $265,200	$334,900 (-) Land $69,700 Building $265,200
2023	$7,047.00	$298,633	$334,900 Land $69,700 Building $265,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Windsor Hills Historic District listed 2002 · 629 contributing resources · NRIS 02001610

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 242 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.