2403 N Settlement Trl, Post Falls, ID 83854 Property Records

Kootenai County property record for 2403 N Settlement Trl, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,217 sqft · built 2000
Lot Size	0.167 acres (7,318 sqft)
Owner	Company Name on Record
Tax Bill	$1,365 (2025)
Deeds & Mortgages	May 2008 Mortgage Feb 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`P89100010090`

Property Details

APN / Parcel Number

Primary APN	`P89100010090`
Alternative APN	`196259`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,217 sqft Living Area

Exterior

Year Built	Built 2000
Construction Type	Frame
Foundation Type	Concrete
Lot Area	7,318 sqft (0.167 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	196259
Street Address	2403 N SETTLEMENT TRL
City	POST FALLS
State	ID
Zip	83854-6699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREATY ROCK ESTATES 1ST ADD, LT 9 BLOCK 1 2751N05W
Legal Subdivision	TREATY ROCK ESTATES
Legal Block	1
Legal Lot Number	9
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3016
Census Tract	402

Owner

Source: Kootenai County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	3110 N GOVERNMENT WAY, COEUR D ALENE, ID 83815-3756
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 22, 2008	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYWIDE BANK FSB
Feb 27, 2013	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Jun 21, 2005	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 19, 2006	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 5, 2026	Warranty Deed, Transfer · Commercial Mortgage R AND D DONOHOE INVESTMENTS LLC
Apr 15, 2021	Warranty Deed, Transfer · Line of Credit THE CJKS & CJ TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026
Deed Sale	Feb 5, 2026
Prior Sale	Apr 15, 2021
Deed Document Number	3032031000
Record Updated	Jun 8, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2403 N SETTLEMENT TRL, POST FALLS, ID 83854-6699
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2160354000
Date	May 22, 2008
Instrument	2160354000

Lender

Name	COUNTRYWIDE BANK FSB
Type	Bank
Address	ALEXANDRIA, VA 22314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2038

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2403 N SETTLEMENT TRL, POST FALLS, ID 83854-6699
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2398403000
Date	Feb 27, 2013
Instrument	2398403000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2043

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2403 N SETTLEMENT TRL, POST FALLS, ID 83854-6699
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1958891000
Date	Jun 21, 2005
Instrument	1958891000

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2403 N SETTLEMENT TRL, POST FALLS, ID 83854-6699
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026062000
Date	Apr 19, 2006
Instrument	2026062000

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Feb 5, 2026
Property Address	2403 N SETTLEMENT TRL, POST FALLS, ID 83854-6699
Document Number	3032031000
Map Reference	MB K PG 162
Instrument Date	Jan 31, 2026
Instrument	3032031000
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3110 N GOVERNMENT WAY, COEUR D ALENE, ID 83815-3756

Mortgage

Document Number	3032032000
Date	Feb 5, 2026
Instrument	3032032000

Lender

Name	R AND D DONOHOE INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Aug 5, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 15, 2021
Property Address	2403 N SETTLEMENT TRL, POST FALLS, ID 83854-6699
Document Number	2826590000
Map Reference	MB K PG 162
Instrument Date	Apr 8, 2021
Instrument	2826590000
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3244 N CALLARY ST, POST FALLS, ID 83854-0202

Mortgage

Document Number	2826591000
Date	Apr 15, 2021
Instrument	2826591000

Lender

Name	THE CJKS & CJ TRUST
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	30 Months
Due	Oct 15, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00 (+6.89%) Homeowner's exemption	$372,690 (-0.61%) Land $171,000 Building $201,690	$372,690 (-0.61%) Land $171,000 Building $201,690
2024	$1,277.00 (+8.4%)
2023	$1,178.00 (-34.04%) Homeowner's exemption	$374,976 (-8.46%) Land $165,000 Building $209,976	$374,976 (-8.46%) Land $165,000 Building $209,976
2022	$1,786.00 Homeowner's exemption	$409,611 Land $165,000 Building $244,611	$409,611 Land $165,000 Building $244,611

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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