Flathead County property record for 2403 Lower Valley Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 2021 |
| Lot Size | 6.44 acres (280,875 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,706 (2026) |
| Deeds & Mortgages | Feb 2021 Line of Credit Feb 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R863521 |
| Primary APN | R863521 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 280,875 sqft (6.44 acres) |
| Garage Area | 1,296 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 220 sqft |
| Deck Area | 548 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 0000016379 |
|---|---|
| Street Address | 2403 LOWER VALLEY RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-8064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S31, T28 N, R20 W, ACRES 6.45, CS 21709-1, TR 3CA IN N2SE4 |
| Legal Range | 20W |
| Legal Township | 28N |
| Legal Section | 31 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | LAKESIDE-SOMERS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1401 |
2403 Lower Valley Rd is owned by a company that acquired it in September 2025.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 22198 PROCTOR SCHOOL RD, PROCTOR, MT 59929-9603 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Line of Credit TRAILWEST BANK |
| Feb 24, 2022 | Deed of Trust, Mortgage · Line of Credit TRAILWEST BANK |
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRAILWEST BANK |
| Sep 24, 2025 | Special Warranty Deed, Transfer |
| May 19, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 |
| Deed Sale | Sep 24, 2025 |
| Prior Sale | May 19, 2023 |
| Deed Document Number | 202520787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 2403 LOWER VALLEY RD, KALISPELL, MT 59901-8064 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 202100006762 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 202100006762 |
| Name | TRAILWEST BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Mar 1, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 2403 LOWER VALLEY RD, KALISPELL, MT 59901-8064 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | FLATHEAD PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 202200005062 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 202200005062 |
| Name | TRAILWEST BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 2403 LOWER VALLEY RD, KALISPELL, MT 59901-8064 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | FLATHEAD PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 202200005061 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 202200005061 |
| Name | TRAILWEST BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 24, 2025 |
| Property Address | 2403 LOWER VALLEY RD, KALISPELL, MT 59901-8064 |
| Document Number | 202500020787 |
| Instrument Date | Jul 11, 2025 |
| Instrument | 202500020787 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2403 LOWER VALLEY RD, KALISPELL, MT 59901-8064 |
| Name | Verified Name |
|---|---|
| Address | 22198 PROCTOR SCHOOL RD, PROCTOR, MT 59929-9603 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 19, 2023 |
| Property Address | 2403 LOWER VALLEY RD, KALISPELL, MT 59901-8064 |
| Document Number | 202300007503 |
| Instrument Date | May 19, 2023 |
| Instrument | 202300007503 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22198 PROCTOR SCHOOL RD, PROCTOR, MT 59929-9603 |
| Name | Verified Name |
|---|
The 2026 property tax bill for 2403 Lower Valley Rd was $5,706, down 6.4% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Somers Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,706.00 (-6.44%) | $1,506,400 (-) | |
| 2025 | $6,099.00 | $1,506,400 | $1,506,400 Land $1,078,154 Building $428,246 |
| 2023 | $6,452.00 | $900,000 | $900,000 Land $550,846 Building $349,154 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2403 Lower Valley Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2403 Lower Valley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 50 / 10 |
| CenturyLink DSL | 10 / 1 |
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