Ocean County and Lacey Township property record for 2403 Lake Dr, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 1977 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Aug 2025) |
| Tax Bill | $5,765 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 13-04037-0000-00008 |
| Primary APN | 13-04037-0000-00008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| Gross Area | 2,080 sqft |
| Basement Area | 468 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00165965 |
|---|---|
| Street Address | 2403 LAKE DR |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-5729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VR |
| Legal Description | 75 X 150 |
| Legal Subdivision | PIONEER SEC/BAMBER LAKES 01 MA |
| Legal Block | 4037 |
| Legal Lot Number | 8 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 732001 |
2403 Lake Dr is owned and occupied by an individual who bought it in August 2025.
Source: Ocean County and Lacey Township records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2403 LAKE DR, FORKED RIVER, NJ 08731-5729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Dec 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Jun 7, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2025 · Amount on File |
| Deed Sale | Aug 26, 2025 · Amount on File |
| Prior Sale | Sep 11, 1984 · Amount on File |
| Deed Document Number | 202566503 |
| Deed Book / Page | 20113 / 1316 |
| Prior Transfer Date | Nov 29, 2021 |
| Prior Transfer Doc | 0188181504 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Apr 23, 2026 |
| Property Address | 2403 LAKE DR, FORKED RIVER, NJ 08731-5729 |
| Document Number | 0000031539 |
| Book / Page | 20351 / 1207 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 202631539 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MILESTONE SETTLEMENT LLC, MILESTONE SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 2403 LAKE DR, FORKED RIVER, NJ 08731-5729 |
| Investor | Possibly a Property Investor |
| Document Number | 0000031539, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 20351/1207 |
| Instrument | 202631539 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 13, 2021 |
| Property Address | 2403 LAKE DR, FORKED RIVER, NJ 08731-5729 |
| Document Number | 0188181504 |
| Book / Page | 18818 / 1504 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021176130 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2403 LAKE DR, FORKED RIVER, NJ 08731-5729 |
| Document Number | 2021176131 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021176131 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jun 7, 2021 |
| Property Address | 2403 LAKE DR, FORKED RIVER, NJ 08731-5729 |
| Document Number | 0185170049 |
| Book / Page | 18517 / 49 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021085080 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2403 LAKE DR, FORKED RIVER, NJ 08731-5729 |
The 2025 property tax bill for 2403 Lake Dr was $5,765, up 7.9% from the year before.
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $210,800 (-) Land $93,500 Building $117,300 | $210,800 (-) Land $93,500 Building $117,300 | |
| 2025 | $5,765.00 (+7.94%) | $210,800 Land $93,500 Building $117,300 | $210,800 Land $93,500 Building $117,300 |
| 2024 | $5,341.00 | ||
| 2023 | $210,800 Land $93,500 Building $117,300 | $210,800 Land $93,500 Building $117,300 | |
| 2022 | $4,770.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2403 Lake Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (1998–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2403 Lake Dr is high, ranking above 88% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 94% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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