Adams County property record for 2403 Gardner Expy, Quincy, IL 62305
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.96 acres (128,938 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Aug 2023) |
| Tax Bill | $890 (2024) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 200165400000 |
| Primary APN | 200165400000 |
|---|
| Lot Area | 128,938 sqft (2.96 acres) |
|---|
| Street Address | 2403 GARDNER EXPY |
|---|---|
| City | QUINCY |
| State | IL |
| Zip | 62305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 REDMOND SUB PT SEC 14 -EX .5A E SD- LOT 3 |
| Legal Range | 9W |
| Legal Township | 2S |
| Legal Section | 14 |
| Legal Subdivision | REDMOND SUB |
| Legal Lot Number | 3 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | MELROSE |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 10600 |
2403 Gardner Expy is owned by an individual who bought it in August 2023.
Source: Adams County records, as of May 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2231 LAAKER RD, QUINCY, IL 62305-0707 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Sep 20, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on File |
| Deed Sale | Aug 25, 2023 · Amount on File |
| Deed Document Number | 20235011 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 2021R08914 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Aug 25, 2023 |
| Property Address | 2403 GARDNER EXPY, QUINCY, IL 62305 |
| Document Number | 2023R05011 |
| Instrument Date | Aug 25, 2023 |
| Instrument | 2023R-05011 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $60.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2231 LAAKER RD, QUINCY, IL 62305-0707 |
| Document Number | 2023R05012 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023R-05012 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Sep 20, 2021 |
| Property Address | 2403 GARDNER EXPY, QUINCY, IL 62305 |
| Document Number | 2021R08914 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021R-08914 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 930 LOCUST ST, QUINCY, IL 62301-1624 |
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Melrose Township |
| Unified School District | Quincy School District 172 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,700 (+6.37%) Land $14,420 Building $1,280 | $47,100 (+6.37%) Land $43,260 Building $3,840 | |
| 2024 | $890.00 | $14,760 Land $13,560 Building $1,200 | $44,280 Land $40,680 Building $3,600 |
| 2022 | $895.00 (+5.17%) | $13,990 Land $11,420 Building $2,570 | $41,970 Land $34,260 Building $7,710 |
| 2021 | $851.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2403 Gardner Expy in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2403 Gardner Expy is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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