2403 Elms St, Lake Charles, LA 70601 Property Records

Calcasieu Parish property record for 2403 Elms St, Lake Charles, LA 70601

Property Summary

Property TypeSingle Family Home
Lot Size0.013 acres (565 sqft)
OwnerIndividual Name on File
Tax Bill$383 (2025)
Deeds & MortgagesMar 2006 Mortgage
Jan 2015 Mortgage
Flood ZoneZone X (minimal risk)
APN00353795A

Property Details

APN / Parcel Number

Primary APN00353795A

Exterior

Lot Area565 sqft (0.013 acres)

Location & Zoning

Street Address2403 ELMS ST
CityLAKE CHARLES
StateLA
Zip70601-7241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description@071008-0189- 0019 0000 -2403 ELM ST- LOT 19 BRITTIAN SUB OF LOT 26 BLK 9 BARBE ADD IMP/REA 94 REF1-CLARK REAL ESTATE ENTERPR
Legal Range08
Legal Township10
Legal Section07
Legal SubdivisionBRITTIAN SUB
Legal Block9
Legal Lot Number19,26
JurisdictionCALCASIEU LA
Township / Civil Division5
Census Block Group2
Census Block2009
Census Tract700

Owner

2403 Elms St, a single family home, is owned by an individual.

Source: Calcasieu Parish records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1205 E RUSSELL AVE, WELSH, LA 70591-5202
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2006Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON HOME LOAN CORP
Jan 16, 2015Deed of Trust, Mortgage
CSE FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALCASIEU LA
Property Address2403 ELMS ST, LAKE CHARLES, LA 70601-7241
Transaction TypeMortgage
Record UpdatedFeb 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number003138/768
DateMar 30, 2006
Book Page3138/768
Instrument2754064
Lender
NameFIRST HORIZON HOME LOAN CORP
TypeMortgage Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2036

January 2015: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALCASIEU LA
Property Address2403 ELMS ST, LAKE CHARLES, LA 70601-7241
Transaction TypeMortgage
Record UpdatedFeb 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004596/643
DateJan 16, 2015
Book Page4596/643
Instrument3169034
Lender
NameCSE FCU
TypeCredit Union
Address00000
Agreement
AmountAmount on Record
Term120 Months
DueJan 15, 2025
Interest
Rate4%

Tax Assessment & Valuation

The 2025 property tax bill for 2403 Elms St was $383, up 2.7% from the year before.

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateLouisiana
CountyCalcasieu Parish
MunicipalityLake Charles City
Unified School DistrictCalcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$383.00 (+2.68%)$3,900 (-) Land $920 Building $2,980$39,000 (-) Land $9,200 Building $29,800
2024$373.00 (-1.32%)$3,900 (-) Land $920 Building $2,980$39,000 (-) Land $9,200 Building $29,800
2023$378.00 (+0.27%)$3,900 (-) Land $920 Building $2,980$39,000 (-) Land $9,200 Building $29,800
2022$377.00$3,900 Land $920 Building $2,980$39,000 Land $9,200 Building $29,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2403 Elms St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims18 (1979–2021)
Claims Outside the SFHA14 of 18
Most Recent ClaimMay 2021 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2021 · 5 claims
  • Hurricane Delta, Oct 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2403 Elms St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LAKE CHARLES WATER SYSTEM
serves 79,500 people · EPA ID LA1019029
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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