2403 E 16th St, Des Moines, IA 50316 Property Records

Polk County property record for 2403 E 16th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1954
Lot Size	0.164 acres (7,141 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Jul 2025)
Tax Bill	$2,336 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110/04541-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/04541-000-000`
Alternative APN	`792425380006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
Gross Area	2,044 sqft
1st Floor Area	1,036 sqft
Basement Area	1,008 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,141 sqft (0.164 acres)
Lot Dimensions	132 ft deep x 54 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2403 E 16TH ST
City	DES MOINES
State	IA
Zip	50316-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 PRINGLE PLACE
Legal Subdivision	PRINGLE PLACE
Legal Lot Number	9
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4016
Census Tract	300

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2403 E 16TH ST, DES MOINES, IA 50316-1809
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jul 23, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Deed Document Number	202542775
Deed Book / Page	20213 / 446
Prior Transfer Date	Dec 4, 2017
Prior Transfer Doc	0000053137
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	2403 E 16TH ST, DES MOINES, IA 50316-1809
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003012
Date	Jan 16, 2026
Book Page	20395/861
Instrument	2026-00003012

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2056

Interest

Change Frequency	Monthly

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 23, 2025
Property Address	2403 E 16TH ST, DES MOINES, IA 50316-1809
Document Number	0000042775
Book / Page	20213 / 446
Instrument Date	Jul 21, 2025
Instrument	2025-00042775
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2403 E 16TH ST, DES MOINES, IA 50316-1809

Mortgage

Document Number	0000042776
Date	Jul 23, 2025
Instrument	2025-00042776

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Dec 29, 2017
Property Address	2403 E 16TH ST, DES MOINES, IA 50316-1809
Document Number	0000053137
Book / Page	016777 / 000461
Instrument Date	Dec 4, 2017
Instrument	53137
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2403 E 16TH ST DES MOINES IA 503161809, DES MOINES, IA 50316-1809

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,400 (+11.89%) Land $27,600 Building $124,800	$152,400 (+11.89%) Land $27,600 Building $124,800
2024	$2,336.00 (+2.37%)
2023		$136,200 Land $24,100 Building $112,100	$136,200 Land $24,100 Building $112,100
2020	$2,282.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink Fiber	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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