2403 E 12th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2403 E 12th St, Chattanooga, TN 37404

Property Summary

Property Type	Duplex
Details	4 ba · 1,456 sqft · built 1960
Lot Size	0.166 acres (7,250 sqft)
Owner	Company Name on File
Last Sale	$91,000 (Mar 2021)
Tax Bill	$967 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`156K B 004`

Property Details

APN / Parcel Number

Primary APN	`156K B 004`
Alternative APN	`0000092969`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,456 sqft Total Area

Exterior

Year Built	Built 1960
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,250 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000092969
Street Address	2403 E 12TH ST
City	CHATTANOOGA
State	TN
Zip	37404
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	LT 23 BLK 6 CURTIS ADDN PB2 PG12
Legal Subdivision	CURTIS ADDN
Legal Block	6
Legal Lot Number	23
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4002
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2211 E MAIN ST # A, A, CHATTANOOGA, TN 37404-5237
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage TENNESSEE VALLEY FCU
Mar 4, 2021	Warranty Deed, Transfer FIRST TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Apr 17, 2009
Deed Document Number	2021030400277
Deed Book / Page	12382 / 916
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2403 E 12TH ST, CHATTANOOGA, TN 37404
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000249
Date	May 19, 2021
Book Page	12492/111
Instrument	2021051900249

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 4, 2021
Property Address	2403 E 12TH ST, CHATTANOOGA, TN 37404
Document Number	0000000277
Book / Page	12382 / 916
Map Reference	MB 2 PG 12
Instrument Date	Mar 1, 2021
Instrument	2021030400277
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$336.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4030 TIMBER TRACE DR, OOLTEWAH, TN 37363-1000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$967.00 (+67.01%)	$63,840 (+146.3%)	$159,600 (+146.3%) Land $30,000 Building $129,600
2024	$579.00	$25,920 (-)	$64,800 (-) Land $10,000 Building $54,800
2023	$579.00	$25,920 (-)	$64,800 (-) Land $10,000 Building $54,800
2022	$579.00	$25,920	$64,800 Land $10,000 Building $54,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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