2403 D Ave, Garwin, IA 50632 Property Records

Tama County property record for 2403 D Ave, Garwin, IA 50632

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,183 sqft · built 2005
Lot Size5.96 acres (259,618 sqft)
OwnerIndividual Name on Record
Tax Bill$4,032 (2025)
Deeds & MortgagesMar 2020 Refinance
Jan 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN09.15.100.005

Property Details

APN / Parcel Number

Primary APN09.15.100.005

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,183 sqft Living Area
AtticAttic
Attic Area307 sqft
Basement Area876 sqft
Finished Basement575 sqft
Unfinished Basement301 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area259,618 sqft (5.96 acres)
Garage TypeAttached
Garage Area648 sqft
Parking Spaces2 Parking Spaces
Deck Area329 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2403 D AVE
CityGARWIN
StateIA
Zip50632-9549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description15-84-16 PCL APP 536' X 608' NW COR NW NW
Legal Range16W
Legal Township84N
Legal Section15
JurisdictionTAMA IA
Township / Civil DivisionCARLTON
Census Block Group3
Census Block3045
Census Tract290300

Owner

Source: Tama County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2403 D AVE, GARWIN, IA 50632-9549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Jan 5, 2018Deed of Trust, Mortgage
UNIVERSITY LENDING CO
Jan 5, 2018Deed of Trust, Mortgage · ARM
UNIVERSITY LENDING CO
Jul 16, 2019Warranty Deed, Transfer · Stand-Alone First Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address2403 D AVE, GARWIN, IA 50632-9549
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020200486
DateMar 3, 2020
Instrument2020-0486
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address2403 D AVE, GARWIN, IA 50632-9549
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020180033
DateJan 5, 2018
Instrument2018-0033
Lender
NameUNIVERSITY LENDING CO
Agreement
AmountAmount Recorded
Term120 Months
DueJan 1, 2028

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTAMA IA
Property Address2403 D AVE, GARWIN, IA 50632-9549
Transaction TypeMortgage
Record UpdatedJun 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020180032
DateJan 5, 2018
Instrument2018-0032
Lender
NameUNIVERSITY LENDING CO
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJan 1, 2048
Interest
Rate TypeAdjustable Rate
Rate4.2%
Type Change DateJan 1, 2028
Index1-Year CMT

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTAMA IA
Recording DateJul 16, 2019
Property Address2403 D AVE, GARWIN, IA 50632-9549
Document Number0020191542
Instrument DateJul 1, 2019
Instrument2019-1542
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2403 D AVE, GARWIN, IA 50632-9549

Mortgage

Document Number0020191543
DateJul 16, 2019
Instrument2019-1543
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Tama County assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateIowa
CountyTama County
Unified School DistrictGMG Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,032.00$304,830 (+18.65%) Land $70,670 Building $234,160$304,830 (+18.65%) Land $70,670 Building $234,160
2023$256,920 Land $67,200 Building $189,720$256,920 Land $67,200 Building $189,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1993)
Most Recent ClaimAug 1993 · Severe Storms & Flooding
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 93% of Iowa
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
Windstream
DSL
10 / 1

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