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2403 Charley Rd, Eagle Lake, FL 33839 Property Records

Polk County property record for 2403 Charley Rd, Eagle Lake, FL 33839

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,807 sqft · built 2024
Lot Size0.143 acres (6,220 sqft)
Owner2 Individual Names on Record
Last Sale$335,000 (Dec 2025)
Tax Bill$3,001 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-08-686704-000170

Property Details

APN / Parcel Number

Primary APN26-29-08-686704-000170
Alternative APN
  • 082926686704000170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,807 sqft Living Area
Gross Area2,207 sqft
1st Floor Area1,807 sqft

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,220 sqft (0.143 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area203 sqft

Location & Zoning

Street Address2403 CHARLEY RD
CityEAGLE LAKE
StateFL
Zip33839-5629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUTTON PRESERVE PB 193 PG 30-31 LOT 17
Legal SubdivisionSUTTON PRESERVE
Legal Block1
Legal Lot Number17
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1040
Census Tract14600

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2403 CHARLEY RD, EAGLE LAKE, FL 33839-5629
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2025 · Amount on Record
Deed SaleDec 11, 2025 · Amount on Record
Prior SaleNov 14, 2024 · Amount on Record
Deed Document Number2025290855
Deed Book / Page13808 / 1131
Record UpdatedSep 20, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 11, 2025
Property Address2403 CHARLEY RD, EAGLE LAKE, FL 33839-5629
Document Number0000290855
Book / Page13808 / 1131
Map ReferenceMB 193 PG 30
Instrument DateDec 2, 2025
Instrument2025290855
Transaction TypeTransfer
Record UpdatedJan 1, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address80 ABBEY DR, RICHMOND HILL, GA 31324-3099

Transferred To (Grantee/Buyer)

NameVerified Name
Address2403 CHARLEY RD, EAGLE LAKE, FL 33839-5629

Mortgage

Document Number0138081135
DateDec 11, 2025
Instrument13808/1135
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,001.00 (+136.49%)$195,745 (+307.8%)$243,475 (+407.24%) Land $50,000 Building $193,475
2024$1,269.00 (+32.6%)
2023$957.00 (+476.51%)$48,000 (+479.99%) Land $48,000$48,000 (+479.99%) Land $48,000
2022$166.00$8,276 Land $8,276$8,276 Land $8,276

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims3 (2004–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EAGLE LAKE
serves 2,600 people · EPA ID FL6530492
Water SourceGroundwater
Last State InspectionDec 2024
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Summit Broadband.

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