Oldham County property record for 2402 Willowbrook Ct, Prospect, KY 40059 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,012 sqft · built 1995 |
| Lot Size | 0.598 acres (26,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $615,000 (Aug 2020) |
| Tax Bill | $7,616 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-14C-01-72 |
| Primary APN | 05-14C-01-72 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,012 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 26,049 sqft (0.598 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 64758 |
|---|---|
| Street Address | 2402 WILLOWBROOK CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .598AC |
| Legal Block | SEC 1 |
| Legal Lot Number | 72 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 30701 |
Source: Oldham County records · APN 05-14C-01-72
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2402 WILLOWBROOK CT, PROSPECT, KY 40059-9088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 17, 2018 | Deed of Trust, Mortgage · ARM QUICK LOAN FUNDING INC |
| Aug 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Mar 06, 2019 | Warranty Deed, Transfer · ARM FORT KNOX FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Mar 06, 2019 · Amount on Record |
| Deed Document Number | 591424 |
| Deed Book / Page | D1259 / 111 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2402 WILLOWBROOK CT, PROSPECT, KY 40059-9088 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Title Company | COMMONWEALTH TITLE GROUP LLC, COMMONWEALTH TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | M2512/590 |
|---|---|
| Date | Apr 29, 2021 |
| Book Page | M2512/590 |
| Instrument | 634038 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2402 WILLOWBROOK CT, PROSPECT, KY 40059-9088 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SOURCES INC, TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | M2313/0677 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | M2313/0677 |
| Instrument | 541234 |
| Name | QUICK LOAN FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
| Type Change Date | Jul 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.99% |
| Index | 1-Year LIBOR |
| Max Rate | 8.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Aug 28, 2020 |
| Property Address | 2402 WILLOWBROOK CT, PROSPECT, KY 40059-9088 |
| Document Number | D1259/111 |
| Book / Page | D1259 / 111 |
| Map Reference | MB 4 PG 46 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 591424 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2402 WILLOWBROOK CT, 2402, PROSPECT, KY 40059-9088 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2402 WILLOWBROOK CT, PROSPECT, KY 40059-9088 |
| Document Number | 591425 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 591425 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Mar 06, 2019 |
| Property Address | 2402 WILLOWBROOK CT, PROSPECT, KY 40059-9088 |
| Document Number | D1212/0272 |
| Book / Page | D1212 / 0272 |
| Map Reference | MB 4 PG 46 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 549268 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 PINE POINT RD, 42, NORWALK, CT 06853-1730 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2402 WILLOWBROOK CT, PROSPECT, KY 40059-9088 |
| Document Number | 549269 |
|---|---|
| Date | Mar 06, 2019 |
| Instrument | 549269 |
| Name | FORT KNOX FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Apr 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6.25% |
| Index | 5-Year CMT |
| Max Rate | 10.2% |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,616.00 (-0.41%) | $615,000 (-) Land $90,000 Building $525,000 | $615,000 (-) Land $90,000 Building $525,000 |
| 2023 | $7,647.00 | $615,000 Land $90,000 Building $525,000 | $615,000 Land $90,000 Building $525,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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