2402 Stillwater Dr, Champaign, IL 61821 Property Records

Champaign County property record for 2402 Stillwater Dr, Champaign, IL 61821

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,347 sqft · built 1999
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on File
Last Sale	$235,000 (Jul 2023)
Tax Bill	$5,107 (2024)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`46-20-26-126-007`

Property Details

APN / Parcel Number

Primary APN	`46-20-26-126-007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,347 sqft Building Perimeter
1st Floor Area	1,347 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,802 sqft (0.179 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2402 STILLWATER DR
City	CHAMPAIGN
State	IL
Zip	61821-6941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 PONDS OF WINDSOR, REPLAT LT 1
Legal Range	08E
Legal Township	19N
Legal Section	26
Legal Subdivision	PONDS OF WINDSOR
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2003
Census Tract	1302

Owner

2402 Stillwater Dr is owned and occupied by two individuals who bought it in July 2023.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2402 STILLWATER DR, CHAMPAIGN, IL 61821-6941
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	Oct 2, 2003 · Amount on File
Deed Document Number	202310140
Prior Transfer Date	Feb 27, 2018
Prior Transfer Doc	0000003039
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 21, 2023
Property Address	2402 STILLWATER DR, CHAMPAIGN, IL 61821-6941
Document Number	0000010140
Map Reference	DOC 99R18871
Instrument Date	Jul 19, 2023
Instrument	2023R10140
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2402 STILLWATER DR, CHAMPAIGN, IL 61821-6941

Mortgage

Document Number	0000010141
Date	Jul 21, 2023
Instrument	2023R10141

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 2, 2018
Property Address	2402 STILLWATER DR, CHAMPAIGN, IL 61821-6941
Document Number	0000003039
Instrument Date	Feb 27, 2018
Instrument	3039
Transaction Type	Transfer
Record Updated	Mar 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,060 Land $19,570 Building $58,490	$234,180 Land $58,710 Building $175,470
2024	$5,107.00
2022	$4,363.00 Homeowner's exemption Senior Citizen's exemption	$58,450 Land $14,650 Building $43,800	$175,350 Land $43,950 Building $131,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2402 Stillwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2402 Stillwater Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Pavlov Media.

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