2402 Rivard Rd, Babbitt, MN 55706 Property Records

St. Louis County property record for 2402 Rivard Rd, Babbitt, MN 55706

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 2.5 ba · 1,888 sqft · built 1978
Lot Size	13.7 acres (599,386 sqft)
Owner	Individual Name on Record
Last Sale	$532,000 (Jan 2017)
Tax Bill	$7,864 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`625-0011-03402`

Property Details

APN / Parcel Number

Primary APN	`625-0011-03402`
Alternative APNs	`1023881` `1162996`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,888 sqft Gross Area
1st Floor Area	1,408 sqft
Basement Area	448 sqft
Finished Basement	448 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	599,386 sqft (13.7 acres)
Garage Area	816 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	192 sqft
Deck Area	126 sqft
Storage Building	224 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1162996
Street Address	2402 RIVARD RD
City	BABBITT
State	MN
Zip	55706-8145
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	THAT PART OF NW1/4 OF NW1/4, LYING SOUTH OFTHE SOUTHERLY RIGHT OF WAY OF ST. LOUISCOUNTY ROAD #903, EXCEPT THAT PART WHICH
Legal Range	13W
Legal Township	61N
Legal Section	25
Jurisdiction	ST LOUIS MN
Township / Civil Division	BIRCH LAKE
Census Block Group	2
Census Block	2130
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	W12672 714TH AVE, RIVER FALLS, WI 54022-4886
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 17, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	2017980955
Last Transfer Date	Sep 26, 2022
Transfer Doc	0001061889
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2402 RIVARD RD, BABBITT, MN 55706-8145
Document Number	00T1035029
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2402 RIVARD RD BABBITT MN 557068145, BABBITT, MN 55706-8145

Mortgage

Document Number	00T1035029
Date	Jan 11, 2021
Instrument	T1035029

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 10, 2031

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2402 RIVARD RD, BABBITT, MN 55706-8145
Document Number	00T1019030
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	CUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2402 RIVARD RD BABBITT MN 557068145, BABBITT, MN 55706-8145

Mortgage

Document Number	00T1019030
Date	Dec 27, 2019
Instrument	T1019030

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 17, 2017
Property Address	2402 RIVARD RD, BABBITT, MN 55706-8145
Document Number	000T980955
Instrument Date	Jan 13, 2017
Instrument	T980955
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,755.60
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12512 SUNSET TRL PLYMOUTH MN 554415704, PLYMOUTH, MN 55441-5704

Mortgage

Document Number	T980956,
Date	Jan 17, 2017
Instrument	T980956

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,864.00 (+5.59%)
2025	$7,448.00 (+38.03%)	$719,800 (-) Land $322,900 Building $396,900	$719,800 (-) Land $322,900 Building $396,900
2024	$5,396.00	$719,800 (+34.67%) Land $322,900 Building $396,900	$719,800 (+34.67%) Land $322,900 Building $396,900
2022		$534,500 Land $240,500 Building $294,000	$534,500 Land $240,500 Building $294,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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