2402 Oak Dr, Steilacoom, WA 98388 Property Records

Pierce County property record for 2402 Oak Dr, Steilacoom, WA 98388

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,666 sqft · built 1969
Lot Size	0.177 acres (7,696 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,675 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Oct 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`299540-0-140`

Property Details

APN / Parcel Number

Primary APN	`299540-0-140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	1,666 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,696 sqft (0.177 acres)
Patio Area	224 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	2402 OAK DR
City	STEILACOOM
State	WA
Zip	98388-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9.6
Legal Description	SECTION 05 TOWNSHIP 19 RANGE 02 QUARTER 32 CHERRYDALE RPT # 4 L 14 SUBJ TO EASE
Legal Range	02
Legal Township	19
Legal Section	05
Legal Subdivision	CHERRYDALE RPT # 4
Legal Lot Number	14
Legal Unit	4
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2003
Census Tract	72112

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2402 OAK DR, STEILACOOM, WA 98388-4116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Oct 26, 2020	Quit Claim Deed, Transfer RAINIER TITLE
Oct 26, 2020	Warranty Deed, Transfer · FHA Mortgage SUPREME LENDING
Sep 20, 2018	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Sep 20, 2018	Deed of Trust, Mortgage · FHA Mortgage SECRETARY/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2023
Deed Sale	Feb 16, 2023
Prior Sale	Oct 26, 2020 · Amount on Record
Deed Document Number	2023151
Prior Transfer Date	Feb 7, 2023
Prior Transfer Doc	0000000151
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2402 OAK DR, STEILACOOM, WA 98388-4116
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002160152
Date	Feb 16, 2023
Instrument	202302160152

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 26, 2020
Property Address	2402 OAK DR, STEILACOOM, WA 98388-4116
Document Number	2010260837
Instrument Date	Oct 23, 2020
Instrument	202010260837
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	RAINIER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2402 OAK DR STEILACOOM WA 983884116, STEILACOOM, WA 98388-4116

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 26, 2020
Property Address	2402 OAK DR, STEILACOOM, WA 98388-4116
Document Number	0010260742
Map Reference	VOL 36 PG 38-39
Instrument Date	Oct 15, 2020
Instrument	202010260742
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	RAINIER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,200.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 OAK DR, STEILACOOM, WA 98388-4116

Mortgage

Document Number	0010260743
Date	Oct 26, 2020
Instrument	202010260743

Lender

Name	SUPREME LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PIERCE WA
Property Address	2402 OAK DR, STEILACOOM, WA 98388-4116
Document Number	1809280656
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2402 OAK DR STEILACOOM WA 983884116, STEILACOOM, WA 98388-4116

Mortgage

Document Number	1809280656
Date	Sep 28, 2018
Instrument	201809280656

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	2402 OAK DR, STEILACOOM, WA 98388-4116
Document Number	1809280657
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2402 OAK DR STEILACOOM WA 983884116, STEILACOOM, WA 98388-4116

Mortgage

Document Number	1809280657
Date	Sep 28, 2018
Instrument	201809280657

Lender

Name	SECRETARY/HSNG & URBAN DEV
Address	451 7TH ST SW, TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Municipality	Steilacoom Town
Unified School District	Steilacoom Historical School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,700 (+10.92%) Land $209,500 Building $217,200	$426,700 (+10.92%) Land $209,500 Building $217,200
2025	$3,675.00 (+10.76%)
2024	$3,318.00 (-2.81%)	$384,700 (-3.54%) Land $205,400 Building $179,300	$384,700 (-3.54%) Land $205,400 Building $179,300
2023	$3,414.00	$398,800 Land $211,900 Building $186,900	$398,800 Land $211,900 Building $186,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF STEILACOOM serves 8,545 people · EPA ID WA5384000
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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