2402 Millvale Ridge Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 2402 Millvale Ridge Dr, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,234 sqft · built 2014
Lot Size0.196 acres (8,529 sqft)
Owner2 Individual Names on Record
Last Sale$501,000 (Oct 2014)
Tax Bill$12,623 (2025)
Deeds & MortgagesOct 2026 Mortgage
Apr 2022 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APNR401967

Property Details

APN / Parcel Number

Primary APNR401967
Alternative APN
  • 3601-07-002-0010-901

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,234 sqft Living Area
Gross Area4,940 sqft
1st Floor Area2,599 sqft
2nd Floor Area1,635 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,529 sqft (0.196 acres)
View / LotCorner
Garage TypeAttached
Garage Area706 sqft
Parking Spaces2 Parking Spaces
Pool Area335 sqft
PorchOpen Porch
Porch Area282 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2402 MILLVALE RIDGE DR
CityKATY
StateTX
Zip77494-1788
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIRETHORNE WEST SEC 7, BLOCK 2, LOT 1
Legal SubdivisionFIRETHORNE WEST SEC 7
Legal Block2
Legal Lot Number1
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group2
Census Block2062
Census Tract673201

Owner

Source: Fort Bend County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2402 MILLVALE RIDGE DR, KATY, TX 77494-1788
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
CHAMPIONS FUNDING LLC
Apr 11, 2022Deed of Trust, Mortgage · Construction Mortgage
CENTRAL BANK
Oct 5, 2021Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Mar 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME USA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2014 · Amount on Record
Deed SaleOct 27, 2014 · Amount on Record
Prior SaleNov 27, 2013
Deed Document Number2014116993
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Recording DateOct 2, 2026
Property Address2402 MILLVALE RIDGE DR, KATY, TX 77494-1788
Document Number0000103816
Instrument DateSep 28, 2026
Instrument2026103816
Transaction TypeMortgage
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2402 MILLVALE RIDGE DR, KATY, TX 77494-1788

Mortgage

Document Number0000103816,
DateOct 2, 2026
Instrument2026103816
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueOct 1, 2055
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address2402 MILLVALE RIDGE DR, KATY, TX 77494-1788
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2402 MILLVALE RIDGE DR, KATY, TX 77494-1788

Mortgage

Document Number0000049651
DateApr 11, 2022
Instrument2022049651
Lender
NameCENTRAL BANK
TypeBank
AddressHOUSTON, TX 77041
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address2402 MILLVALE RIDGE DR, KATY, TX 77494-1788
Transaction TypeMortgage
Record UpdatedOct 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000167144
DateOct 5, 2021
Instrument2021167144
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address2402 MILLVALE RIDGE DR, KATY, TX 77494-1788
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026602
DateMar 5, 2020
Instrument2020026602
Lender
NameHOME USA MORTGAGE INC
TypeMortgage Company
AddressSUGAR LAND, TX 77478
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2035

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictLamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,623.00 (-26.16%) Homeowner's exemption$645,466 (+7.73%) Land $68,250 Building $577,216$645,466 (+1.71%) Land $68,250 Building $577,216
2024$17,094.00 (+165.43%) Homeowner's exemption$599,148 (+18.44%) Land $68,250 Building $566,354$634,604 (+4.4%) Land $68,250 Building $566,354
2023$6,440.00 (-4.63%) Homeowner's exemption$505,857 Land $52,500 Building $555,371$607,871 Land $52,500 Building $555,371
2018$6,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 500 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies500 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA3 of 7
Most Recent ClaimApr 2024 · rainfall accumulation
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 151
serves 10,233 people · EPA ID TX0790443
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Skynet
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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