Whiteside County property record for 2402 Merrill St, Sterling, IL 61081
| Property Type | Single Family Home |
|---|---|
| Details | 2,417 sqft · built 1918 |
| Lot Size | 0.325 acres (14,168 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Sep 2023) |
| Tax Bill | $3,702 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Sep 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1114351007 |
| Primary APN | 1114351007 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,417 sqft Building Perimeter |
|---|---|
| Basement Area | 994 sqft |
| Unfinished Basement | 994 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Lot Area | 14,168 sqft (0.325 acres) |
| Lot Dimensions | 154 ft deep x 92 ft wide |
| Garage Area | 503 sqft |
| Account Number | 117726 |
|---|---|
| Street Address | 2402 MERRILL ST |
| City | STERLING |
| State | IL |
| Zip | 61081-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MATZINGERS SUB LOT 3 EXC W 75 & LOT 2 EXC E 80 640801 |
| Legal Subdivision | MATZINGERS SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | WHITESIDE IL |
| Township / Civil Division | STERLING |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 1300 |
Source: Whiteside County records · APN 1114351007
Assessment roll updated May 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2402 MERRILL ST, STERLING, IL 61081-1719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 29, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Sep 15, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage ILLINOIS HOUSING DEVELOPMENT AUTHOR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2023 · Amount on Record |
| Deed Sale | Sep 15, 2023 · Amount on Record |
| Deed Document Number | 20234523 |
| Last Transfer Date | Feb 28, 2024 |
| Transfer Doc | 0000000855 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Feb 29, 2024 |
| Property Address | 2402 MERRILL ST, STERLING, IL 61081-1719 |
| Document Number | 0000000855 |
| Instrument Date | Feb 28, 2024 |
| Instrument | 2024-00855 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2402 MERRILL ST, STERLING, IL 61081-1719 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Recording Date | Sep 15, 2023 |
| Property Address | 2402 MERRILL ST, STERLING, IL 61081-1719 |
| Document Number | 0000004523 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023-04523 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 629 7TH ST, ROCK ISLAND, IL 61201-8344 |
| Document Number | 0000004525 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 2023-04525 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHOR |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 01, 2028 |
| Document Number | 0000004524 |
|---|---|
| Date | Sep 15, 2023 |
| Instrument | 2023-04524 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,702.00 (+20.43%) | $42,453 (+47.52%) Land $2,928 Building $39,525 | |
| 2024 | $127,359 (+47.52%) Land $8,784 Building $118,575 | ||
| 2022 | $3,074.00 | $28,778 Land $2,475 Building $26,303 | $86,334 Land $7,425 Building $78,909 |
Source: FEMA National Flood Hazard Layer as of September 26, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (1979) |
| Most Recent Claim | Dec 1979 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Surf Air Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| JAB Wireless Fixed Wireless | 100 / 20 |
Based on FCC filings for 344 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-STERLING private · serves 14,782 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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