2402 Melrose Dr, Champaign, IL 61820 Property Records

Champaign County property record for 2402 Melrose Dr, Champaign, IL 61820

Property Summary

Property Type	Single Family Home
Lot Size	0.266 acres (11,578 sqft)
Owner	2 Individual Names on File
Last Sale	$192,000 (May 2020)
Tax Bill	$6,309 (2024)
Deeds & Mortgages	Jan 2022 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-25-126-001`

Property Details

APN / Parcel Number

Primary APN	`03-20-25-126-001`

Exterior

Lot Area	11,578 sqft (0.266 acres)

Location & Zoning

Street Address	2402 MELROSE DR
City	CHAMPAIGN
State	IL
Zip	61820-7607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 WINDSOR PARK 2ND SUB
Legal Range	08E
Legal Township	19N
Legal Section	25
Legal Subdivision	WINDSOR PARK 2ND SUB
Legal Lot Number	34
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1004
Census Tract	1302

Owner

2402 Melrose Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2402 MELROSE DR, CHAMPAIGN, IL 61820-7607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 12, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on File
Deed Sale	May 12, 2020 · Amount on File
Deed Document Number	20207917
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2402 MELROSE DR, CHAMPAIGN, IL 61820-7607
Transaction Type	Mortgage
Record Updated	Jan 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001264
Date	Jan 20, 2022
Instrument	2022R01264

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 12, 2020
Property Address	2402 MELROSE DR, CHAMPAIGN, IL 61820-7607
Document Number	0000007917
Instrument Date	Apr 29, 2020
Instrument	7917
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2402 MELROSE DR CHAMPAIGN IL 618207607, CHAMPAIGN, IL 61820-7607

Mortgage

Document Number	7918
Date	May 12, 2020
Instrument	7918

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$100,620 Land $19,490 Building $81,130	$301,860 Land $58,470 Building $243,390
2024	$6,309.00
2022	$5,722.00	$76,970 Land $14,910 Building $62,060	$230,910 Land $44,730 Building $186,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2402 Melrose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2402 Melrose Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fidium Fiber, i3 Broadband, Nextlink.

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