2402 Maple Ct, Panama City, FL 32404 Property Records

Bay County property record for 2402 Maple Ct, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,415 sqft · built 2004
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2021)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	Feb 2021 Sale & Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11954-950-260`

Property Details

APN / Parcel Number

Primary APN	`11954-950-260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,415 sqft Heated Area
Gross Area	2,180 sqft
1st Floor Area	1,415 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	142 ft deep x 57 ft wide
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	672 sqft

Exterior Amenities

Porch	Porch
Porch Area	142 sqft
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2402 MAPLE CT
City	PANAMA CITY
State	FL
Zip	32404-3047
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRENTWOODS PH 1 MAP 117A LOT 26 ORB 4367 P 372
Legal Range	14W
Legal Township	03S
Legal Section	25
Legal Subdivision	BRENTWOODS
Legal Phase	1
Legal Lot Number	26
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2019
Census Tract	1302

Owner

2402 Maple Ct is owned and occupied by an individual who bought it in February 2021.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2402 MAPLE CT, PANAMA CITY, FL 32404-3047
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Apr 6, 2020	Deed, Transfer · Conventional Mortgage CENTENNIAL BANK
Aug 22, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2021 · Amount on File
Deed Sale	Feb 24, 2021 · Amount on File
Prior Sale	Apr 6, 2020 · Amount on File
Deed Document Number	2021012978
Deed Book / Page	4367 / 372
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Feb 24, 2021
Property Address	2402 MAPLE CT, PANAMA CITY, FL 32404-3047
Document Number	0043670372
Book / Page	4367 / 372
Map Reference	MB 19 PG 4
Instrument Date	Feb 19, 2021
Instrument	2021012978
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2402 MAPLE CT, 2402, PANAMA CITY, FL 32404-3047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 MAPLE CT, PANAMA CITY, FL 32404-3047

Mortgage

Document Number	0004367374
Date	Feb 24, 2021
Instrument	4367/374

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BAY FL
Recording Date	Apr 6, 2020
Property Address	2402 MAPLE CT, PANAMA CITY, FL 32404-3047
Document Number	0042400172
Book / Page	4240 / 172
Map Reference	MB 19 PG 4&5
Instrument Date	Apr 6, 2020
Instrument	2020024365
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,407.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3014 N US HIGHWAY 301700, 3014, TAMPA, FL 33619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 MAPLE CT, PANAMA CITY, FL 32404-3047

Mortgage

Document Number	0042400174
Date	Apr 6, 2020
Instrument	4240/0174

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 22, 2019
Property Address	2402 MAPLE CT, PANAMA CITY, FL 32404-3047
Document Number	0041591055
Book / Page	4159 / 1055
Map Reference	MB 19 PG 4&5
Instrument Date	Aug 20, 2019
Instrument	2019075389
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ROYALTY TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4621 BLUEWATER DR, 4621, PANAMA CITY, FL 32404-4210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3014 N US HIGHWAY 301 STE 700, 700, TAMPA, FL 33619-2279

Mortgage

Document Number	0041591057
Date	Aug 22, 2019
Instrument	4159/1057

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2402 Maple Ct was $2,502 with exemptions applied.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Springfield City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,502.00 Homeowner's exemption Widower's exemption	$204,889	$242,346 Land $50,100 Building $192,246
2023	$2,622.00 (+12%) Homeowner's exemption Widower's exemption	$193,316 (+8.38%)	$213,677 (+17.72%) Land $45,394 Building $168,283
2022	$2,341.00 Homeowner's exemption Widower's exemption	$178,370	$181,508 Land $34,863 Building $146,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2402 Maple Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	50 in force
Nearby Flood Claims	88 (1984–2021)
Claims Outside the SFHA	9 of 88
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Michael, Oct 2018 · 38 claims Severe Storms And Flooding, Jul 2013 · 9 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2402 Maple Ct is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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