2402 Lofty Oak Ct, Houston, TX 77059 Property Records

Harris County property record for 2402 Lofty Oak Ct, Houston, TX 77059

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,080 sqft · built 1991
Lot Size	0.195 acres (8,490 sqft)
Owner	Individual Name on Record
Last Sale	$280,600 (Jan 2018)
Tax Bill	$7,716 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`117-260-001-0016`

Property Details

APN / Parcel Number

Primary APN	`117-260-001-0016`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,080 sqft Living Area
1st Floor Area	1,717 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2017
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,490 sqft (0.195 acres)
View / Lot	Neighborhood
Garage Area	228 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1172600010016
Street Address	2402 LOFTY OAK CT
City	HOUSTON
State	TX
Zip	77059-3548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 BLK 1 NORTHFORK SEC 1
Legal Subdivision	NORTHFORK SEC 1
Legal Block	1
Legal Lot Number	16
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1000
Census Tract	340202

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2402 LOFTY OAK CT, HOUSTON, TX 77059-3548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 30, 2018	Warranty Deed, Transfer · FHA Mortgage AMCAP MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Prior Sale	Sep 28, 2004
Deed Document Number	201838000
Prior Transfer Date	Jan 29, 2018
Prior Transfer Doc	0000038000
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	2402 LOFTY OAK CT, HOUSTON, TX 77059-3548
Transaction Type	Mortgage
Record Updated	Jul 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 LOFTY OAK CT, HOUSTON, TX 77059-3548

Mortgage

Document Number	0000268575
Date	Jul 18, 2023
Instrument	2023-268575

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 30, 2018
Property Address	2402 LOFTY OAK CT, HOUSTON, TX 77059-3548
Document Number	0000038000
Instrument Date	Jan 29, 2018
Instrument	38000
Transaction Type	Transfer
Record Updated	Feb 7, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 LOFTY OAK CT HOUSTON TX 770593548, HOUSTON, TX 77059-3548

Mortgage

Document Number	38001
Date	Jan 30, 2018
Instrument	38001

Lender

Name	AMCAP MTG
Type	Mortgage Company
Address	HOUSTON, TX 77036

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Clear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,713 (-9.49%) Land $93,088 Building $309,625	$402,713 (-9.49%) Land $93,088 Building $309,625
2025	$7,716.00 (+101.99%) Homeowner's exemption	$444,961 (+2.15%) Land $93,088 Building $351,873	$444,961 (+2.15%) Land $93,088 Building $351,873
2024	$3,820.00 (+8.25%)
2023		$435,598 Land $83,589 Building $352,009	$435,598 Land $83,589 Building $352,009
2022	$3,529.00 (+14.88%)
2020	$3,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 281 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	281 in force
Nearby Flood Claims	28 (1998–2021)
Claims Outside the SFHA	27 of 28
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 13 claims Hurricane Ike, Sep 2008 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEAR LAKE CITY WATER AUTHORITY serves 89,702 people · EPA ID TX1010056
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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