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2402 John Smith Rd, Hope Mills, NC 28348 Property Records

Cumberland County property record for 2402 John Smith Rd, Hope Mills, NC 28348 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1959
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$25,000 (Apr 2020)
Tax Bill$2,052 (2025)
Deeds & MortgagesOct 2021 Construction Loan
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0415-06-4330

Property Details

APN / Parcel Number

Primary APN0415-06-4330
Alternative APN
  • 0415.09064330

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Heated Area
1st Floor Area864 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions60 ft deep x 140 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Old Parcel Number0415.09064330
Street Address2402 JOHN SMITH RD
CityHOPE MILLS
StateNC
Zip28348
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA B CARR & JAMES H WILSON LO:20 SE:01 BL:B PL:0022-0041
Legal SubdivisionROCKFISH MEBANE
Legal BlockB
Legal Lot Number20
JurisdictionCUMBERLAND NC
Township / Civil DivisionROCKFISH
Census Block Group2
Census Block2005
Census Tract3004

Owner

Source: Cumberland County records · APN 0415-06-4330

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2093 LAND HBR, NEWLAND, NC 28657-7925
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2021Deed of Trust, Mortgage · Construction Mortgage
UNITED BANK
Apr 03, 2020Warranty Deed, Transfer
LUTHER W CANIPE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 03, 2020 · Amount on Record
Deed SaleApr 03, 2020 · Amount on Record
Prior SaleMar 21, 2007 · Amount on Record
Deed Document Number0010732158
Deed Book / Page10732 / 158
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address2402 JOHN SMITH RD, HOPE MILLS, NC 28348
Transaction TypeMortgage
Record UpdatedDec 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0112870686
DateOct 22, 2021
Book Page11287/686
Instrument49313
Lender
NameUNITED BANK
TypeBank
AddressFAYETTEVILLE, NC 28301
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateApr 03, 2020
Property Address2402 JOHN SMITH RD, HOPE MILLS, NC 28348
Document Number0107320158
Book / Page010732 / 000158
Instrument DateApr 01, 2020
Instrument11623
Transaction TypeTransfer
Record UpdatedJul 01, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$150.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2402 JOHN SMITH RD FAYETTEVILLE NC 283062620, FAYETTEVILLE, NC 28306-2620

Mortgage

Document Number107320161
DateApr 03, 2020
Book Page010732/000161
Instrument11624
Lender
NameLUTHER W CANIPE
AddressPO BOX 402, HOPE MILLS, NC 28348-0402
Special NotesSeller Financed
Agreement
Term180 Months
DueApr 02, 2035

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalityHope Mills Town
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,052.00 (+83.54%)$64,565 (+46.38%) Land $15,000 Building $49,565$64,565 (+46.38%) Land $15,000 Building $49,565
2024$1,118.00 (+7.4%)$44,107 (-) Land $6,375 Building $37,732$44,107 (-) Land $6,375 Building $37,732
2023$1,041.00 (+5.15%)$44,107 Land $6,375 Building $37,732$44,107 Land $6,375 Building $37,732
2022$990.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (37051C), updated March 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370510030042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
12 of 12 on primary residences
Nearby Flood Claims2 (2018–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024, rainfall accumulation, Tropical Storm Debby

Wildfire

Wildfire RiskLow
above 37% of the US · above 52% of North Carolina
Wildfire LikelihoodAbout 1 in 1,449 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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