2402 E 2nd Ct, Panama City, FL 32401 Property Records

Bay County property record for 2402 E 2nd Ct, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,419 sqft · built 1961
Lot Size1.18 acres (51,749 sqft)
OwnerIndividual Name on Record
Last Sale$625,000 (Sep 2006)
Tax Bill$8,344 (2025)
Flood ZoneZone X (minimal risk)
APN22939-000-000

Property Details

APN / Parcel Number

Primary APN22939-000-000

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories1 Story
Building Area4,419 sqft Living Area
Gross Area5,139 sqft
1st Floor Area4,419 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1971
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area51,749 sqft (1.18 acres)
Lot Dimensions99 ft deep x 83 ft wide
Garage TypeAttached
Garage Area720 sqft
DrivewayDriveway

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area618 sqft
Deck Area660 sqft
Patio Area660 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2402 E 2ND CT
CityPANAMA CITY
StateFL
Zip32401-4808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC11
Legal DescriptionHOLMES ADD LOTS 2,3,5 & 6 LESS E 29 OF LOT 6 BLK 17 ORB 1924 P 1249 ORB 2227 P 1086 ORB 2691 P 1740 ORB 2824 P 2338
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionHOLMES ADD
Legal Block17
Legal Lot Number2,6
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1011
Census Tract1800

Owner

Source: Bay County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2402 E 2ND CT, PANAMA CITY, FL 32401-4808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 2006 · Amount on Record
Deed SaleSep 1, 2006 · Amount on Record
Prior SaleJan 13, 2003 · Amount on Record
Deed Document Number200661485
Deed Book / Page2824 / 2338
Prior Transfer DateDec 4, 2002
Prior Transfer Doc0026911740
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,344.00 (+3.56%)$528,335 (+13.09%) Land $175,743 Building $352,592$528,335 (+13.09%) Land $175,743 Building $352,592
2024$8,057.00 (-1%)
2023$8,138.00 (+18.08%)$467,186 (+8.83%) Land $132,545 Building $334,641$467,186 (+8.83%) Land $132,545 Building $334,641
2022$6,892.00$429,269 Land $124,971 Building $304,298$429,269 Land $124,971 Building $304,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 28 condo units
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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