2402 Cole Ave, Florence, AL 35630 Property Records

Lauderdale County property record for 2402 Cole Ave, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,593 sqft · built 1950
Lot Size0.339 acres (14,810 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Oct 2023)
Tax Bill$1,664 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
May 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN24-01-12-1-010-009-000

Property Details

APN / Parcel Number

Primary APN24-01-12-1-010-009-000
Alternative APNs
  • 103200
  • 085101
  • 107770
  • 29382

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,593 sqft Living Area
1st Floor Area1,593 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Exterior MaterialBrick
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,810 sqft (0.339 acres)
Lot Dimensions150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number107770
Street Address2402 COLE AVE
CityFLORENCE
StateAL
Zip35630-5010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description100 X 150 CITY OF FLORENCE SD BLK 678 LOTS 19-20 .34 AC/C SEC 12 T3S R11W BK1 PG 85
Legal Range11W
Legal Township03S
Legal Section12
Legal SubdivisionCITY OF FLORENCE BLOCK 0678
Legal Block678
Legal Lot Number19-20 20
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1005
Census Tract10700

Owner

2402 Cole Ave is owned and occupied by an individual who bought it in October 2023.

Source: Lauderdale County records, as of November 21, 2025

Owner of RecordIndividual Name on File
Mailing Address2402 COLE AVE, FLORENCE, AL 35630-5010
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST METRO BANK
May 19, 2023Deed of Trust, Mortgage · Commercial Mortgage
LISTERHILL CU
Aug 19, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2023 · Amount on File
Deed SaleOct 26, 2023 · Amount on File
Prior SaleAug 19, 2022 · Amount on File
Deed Document Number0202345121
Deed Book / Page2023 / 45121
Record UpdatedJun 8, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateOct 26, 2023
Property Address2402 COLE AVE, FLORENCE, AL 35630-5010
Document Number2023/45121
Book / Page2023 / 45121
Map ReferenceMB 1 PG 85
Instrument DateOct 25, 2023
Transaction TypeTransfer
Record UpdatedNov 29, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2402 COLE AVE, FLORENCE, AL 35630-5010

Transferred To (Grantee/Buyer)

NameVerified Name
Address2402 COLE AVE, FLORENCE, AL 35630-5010

Mortgage

Document Number0202345123
DateOct 26, 2023
Instrument2023/45123
Lender
NameFIRST METRO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address2402 COLE AVE, FLORENCE, AL 35630-5010
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023/19860
DateMay 19, 2023
Book Page2023/19860
Lender
NameLISTERHILL CU
TypeCredit Union
Agreement
TypeCommercial Mortgage
AmountAmount on Record

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateAug 19, 2022
Property Address2402 COLE AVE, FLORENCE, AL 35630-5010
Document Number2022/46219
Book / Page2022 / 46219
Map ReferenceMB 1 PG 85
Instrument DateAug 17, 2022
Transaction TypeTransfer
Record UpdatedSep 7, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15151 BRIGHTON LN, 15151, DAVIE, FL 33331-3253

Transferred To (Grantee/Buyer)

NameVerified Name
Address1658 COUNTRY CLUB DR, KILLEN, AL 35645-2810

Tax Assessment & Valuation

The 2025 property tax bill for 2402 Cole Ave was $1,664, up 18.5% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,664.00 (+18.52%)$33,960 (+18.49%)$169,840 (+18.5%) Land $9,400 Building $160,440
2024$1,404.00 (+35%)$28,660 (+1,810.67%) Land $1,640 Building $27,020$143,320 (+34.93%) Land $8,200 Building $135,120
2023$1,040.00 (+130.6%)$1,500 (-85.77%) Land $1,500$106,220 (+0.87%) Land $7,500 Building $98,720
2022$451.00 Homeowner's exemption$10,540$105,300 Land $8,400 Building $96,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2402 Cole Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–2003)
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2402 Cole Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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