Albemarle County property record for 2402 Cold Spring Rd, Charlottesville, VA 22903 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 5,834 sqft Finished Area |
| Lot Size | 926,652 sqft (21.2 acres) |
| Garage | Detached, 1,833 sqft |
| Pool | 800 sqft |
| Tax Bill | $36,011.00 (2026) |
| Primary APN | 07400-00-00-017A1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 12 Rooms |
| Building Area | 5,834 sqft Finished Area |
| Basement Area | 2,783 sqft Basement |
| Finished Basement | 1,400 sqft Finished |
| Unfinished Basement | 1,383 sqft Unfinished |
| Family Room | Family Room |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Wood Construction |
| Roof Material | Metal Roof |
| Lot Area | 926,652 sqft (21.2 acres) |
| Driveway | Driveway Paver |
| Garage Type | Detached Garage |
| Garage Area | 1,833 sqft Garage |
| Pool Area | 800 sqft Pool |
|---|---|
| Shed | 1 Shed |
| Shed Area | 310 sqft Shed |
| Patio Area | 125 sqft Patio |
| Porch Area | 2,638 sqft Porch |
| Tennis Court | Tennis Court |
| Storage Building | 144 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 2402 COLD SPRING RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COLD SPRING HOLLOW 2 |
| Legal Subdivision | COLD SPRING HOLLOW |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SAMUEL MILLER |
| Census Blockgroup | 4 |
| Census Block | 4012 |
| Census Tract | 11000 |
Source: Albemarle County records · APN 07400-00-00-017A1
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2400 COLD SPRING RD, CHARLOTTESVILLE, VA 22903-7802 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2402 COLD SPRING RD, CHARLOTTESVILLE, VA 22903 |
| Document Number | 0000011623 |
| Instrument Date | Sep 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2400 COLD SPRING RD CHARLOTTESVILLE VA 229037802, CHARLOTTESVILLE, VA 22903-7802 |
| Document Number | 0000011623 |
|---|---|
| Date | Oct 05, 2017 |
| Book Page | 004968/000230 |
| Instrument | 11623 |
| Name | UNITED BK |
|---|---|
| Type | Bank |
| Address | CHARLOTTSVILLE, VA 22902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 04, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,011.00 (+25.48%) | $4,028,100 (+32.37%) Land $852,900 Building $3,175,200 | $4,028,100 (+32.37%) Land $852,900 Building $3,175,200 |
| 2025 | $28,699.00 (+10.43%) | ||
| 2023 | $25,988.00 | $3,043,100 Land $741,600 Building $2,301,500 | $3,043,100 Land $741,600 Building $2,301,500 |
2402 Cold Spring Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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