2402 Cheri Dr, Muskogee, OK 74401 Property Records

Muskogee County property record for 2402 Cheri Dr, Muskogee, OK 74401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 1993
Lot Size	0.195 acres (8,505 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2020)
Tax Bill	$1,661 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Apr 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6185-04-003-009-4-124-45`

Property Details

APN / Parcel Number

Primary APN	`6185-04-003-009-4-124-45`
Alternative APNs	`0006012445` `510019435`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2020
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,505 sqft (0.195 acres)
Lot Dimensions	135 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	510019435
Street Address	2402 CHERI DR
City	MUSKOGEE
State	OK
Zip	74401-8232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	SOUTHGATE 2ND RP LOT 9 BLOCK 3
Legal Subdivision	SOUTHGATE 2ND RP
Legal Block	3
Legal Lot Number	9
Jurisdiction	MUSKOGEE OK
Township / Civil Division	MUSKOGEE
Census Block Group	1
Census Block	1027
Census Tract	1000

Owner

2402 Cheri Dr is owned and occupied by an individual who bought it in July 2020.

Source: Muskogee County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2402 CHERI DR, MUSKOGEE, OK 74401-8232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Apr 15, 2020	Grant Deed, Transfer NOT AVAILABLE
Jan 14, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY
Sep 6, 2016	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Apr 15, 2020 · Amount on File
Deed Document Number	20207173
Deed Book / Page	4895 / 586
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0000000384
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Jul 17, 2020
Property Address	2402 CHERI DR, MUSKOGEE, OK 74401-8232
Document Number	0000007173
Book / Page	4895 / 586
Instrument Date	Jul 11, 2020
Instrument	2020-007173
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	MUSKOGEE ABSTRACT & TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 CHERI ST, MUSKOGEE, OK 74401-8256

Mortgage

Document Number	0000007174
Date	Jul 17, 2020
Instrument	2020-007174

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Apr 15, 2020
Property Address	2402 CHERI DR, MUSKOGEE, OK 74401-8232
Document Number	0000003776
Book / Page	004683 / 000039
Instrument Date	Feb 21, 2020
Instrument	3776
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$115.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2402 CHERI ST MUSKOGEE OK 744018256, MUSKOGEE, OK 74401-8256

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	MUSKOGEE OK
Recording Date	Jan 14, 2020
Property Address	2402 CHERI DR, MUSKOGEE, OK 74401-8232
Document Number	0000000384
Book / Page	004671 / 000088
Instrument Date	Jan 9, 2020
Instrument	384
Transaction Type	Foreclosure
Record Updated	Jan 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1 HOME CAMPUS DES MOINES IA 503280001, DES MOINES, IA 50328-0001

September 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MUSKOGEE OK
Property Address	2402 CHERI DR, MUSKOGEE, OK 74401-8232
Document Number	0000000356
Instrument Date	Sep 6, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2402 CHERI ST MUSKOGEE OK 744018256, MUSKOGEE, OK 74401-8256

Mortgage

Document Number	0000000356
Date	Jan 11, 2017
Book Page	004524/000107
Instrument	356

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 2402 Cheri Dr was $1,661, up 10.5% from the year before.

Source: Muskogee County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Muskogee County
Municipality	Muskogee City
Unified School District	Hilldale Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,196 (+7%) Land $1,169 Building $14,027	$138,153 Land $10,631 Building $127,522
2025	$1,661.00 (+10.51%)	$14,202 (-) Land $1,169 Building $13,033
2024	$1,503.00 (-0.4%)	$14,202 (-0.69%) Land $1,169 Building $13,033	$129,115 (-0.68%) Land $10,631 Building $118,484
2023	$1,509.00	$14,300 Land $702 Building $13,598	$130,000 Land $6,379 Building $123,621

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2402 Cheri Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2022 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2402 Cheri Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKOGEE MUNICIPAL AUTHORITY serves 38,310 people · EPA ID OK1021607
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jan 2026 Total trihalomethanes not recorded as resolved · Jan 2023 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cross Wireless, ecoLink.

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