2402 Central Ave, Ship Bottom (Beach Haven), NJ 08008 Property Records

Ocean County and Ship Bottom Borough property record for 2402 Central Ave, Ship Bottom, NJ 08008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,060 sqft · built 1940
Lot Size	0.07 acres (3,040 sqft)
Owner	Individual Name on File
Last Sale	$497,000 (Mar 2007)
Tax Bill	$5,748 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Oct 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`29-00028-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`29-00028-0000-00007`
Alternative APN	`290002800007`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,060 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,040 sqft (0.07 acres)
Lot Dimensions	80 ft deep x 38 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2402 CENTRAL AVE
City	SHIP BOTTOM
State	NJ
Zip	08008-4233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	38X80
Legal Subdivision	ARLINGTON BEACH CO
Legal Block	28
Legal Lot Number	7
Jurisdiction	OCEAN NJ
Township / Civil Division	SHIP BOTTOM
Census Block Group	2
Census Block	2043
Census Tract	739000

Owner

2402 Central Ave is owned by an individual who acquired it in October 2017.

Source: Ocean County and Ship Bottom Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3 CARRIAGE WAY, CINNAMINSON, NJ 08077-3865
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 16, 2017	Quit Claim Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2007 · Amount on File
Deed Sale	Mar 30, 2007 · Amount on File
Prior Sale	Jan 3, 2003 · Amount on File
Deed Document Number	200744274
Deed Book / Page	13579 / 1433
Last Transfer Date	Oct 12, 2017
Transfer Doc	0169050634
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	2402 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4233
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	REALSAFE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189100832
Date	Feb 15, 2022
Book Page	18910/832
Instrument	2022019813

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 16, 2017
Property Address	2402 CENTRAL AVE, SHIP BOTTOM, NJ 08008-4233
Document Number	0169050634
Book / Page	016905 / 000634
Instrument Date	Oct 12, 2017
Instrument	108798
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	CITY ABSTRACT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CARRIAGE WAY CINNAMINSON NJ 080773865, CINNAMINSON, NJ 08077-3865

Mortgage

Document Number	169050642
Date	Oct 16, 2017
Book Page	016905/000642
Instrument	108799

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2402 Central Ave was $5,748, up 3% from the year before.

Source: Ocean County and Ship Bottom Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ship Bottom Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,900 (+16.13%) Land $291,500 Building $246,400	$537,900 (+16.13%) Land $291,500 Building $246,400
2025	$5,748.00 (+2.99%)	$463,200 Land $291,500 Building $171,700	$463,200 Land $291,500 Building $171,700
2024	$5,581.00
2023		$463,200 Land $291,500 Building $171,700	$463,200 Land $291,500 Building $171,700
2022	$4,905.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2402 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 376 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	416 units insured incl. 40 condo units
Nearby Flood Claims	784 (1979–2025)
Claims Outside the SFHA	1 of 784
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 527 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 163 claims Coastal Storms & Flooding, Mar 1984 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2402 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIP BOTTOM WATER DEPART serves 15,000 people · EPA ID NJ1528001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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