Oakland County property record for 2402 Benjamin Ave, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,183 sqft · built 1949 |
| Lot Size | 0.147 acres (6,403 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Jan 2017) |
| Tax Bill | $4,821 (2025) |
| Deeds & Mortgages | Dec 2022 Construction Loan Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-08-401-009 |
| Primary APN | 72-25-08-401-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,183 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,403 sqft (0.147 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2402 BENJAMIN AVE |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 8 NORTHWOOD SUB NO 6 LOT 756, ALSO 1/2 OF VAC ALLEY ADJ TO SAME |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 08 |
| Legal Subdivision | NORTHWOOD NO 6 |
| Legal Lot Number | 756 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 183600 |
2402 Benjamin Ave is owned and occupied by an individual who bought it in January 2017.
Source: Oakland County records, as of July 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2402 BENJAMIN AVE, ROYAL OAK, MI 48073-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Dec 27, 2022 | Deed of Trust, Mortgage · SBA Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 9, 2022 | Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU |
| Jan 23, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI LAKE MI CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2017 · Amount on File |
| Deed Sale | Jan 23, 2017 · Amount on File |
| Prior Sale | Jul 29, 2013 · Amount on File |
| Deed Document Number | 201713442 |
| Deed Book / Page | 50310 / 838 |
| Prior Transfer Date | Feb 3, 2014 |
| Prior Transfer Doc | 0000018950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2402 BENJAMIN AVE, ROYAL OAK, MI 48073-3713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2402 BENJAMIN AVE, ROYAL OAK, MI 48073-3713 |
| Document Number | 0000486747 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 58340/262 |
| Instrument | 486747 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49503 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2402 BENJAMIN AVE, ROYAL OAK, MI 48073-3713 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2402 BENJAMIN AVE, ROYAL OAK, MI 48073-3713 |
| Document Number | 0000486258 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 58337/712 |
| Instrument | 486258 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49503 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 2402 BENJAMIN AVE, ROYAL OAK, MI 48073-3713 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2402 BENJAMIN AVE, ROYAL OAK, MI 48073-3713 |
| Document Number | 0000394791 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 57839/440 |
| Instrument | 394791 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 23, 2017 |
| Property Address | 2402 BENJAMIN AVE, ROYAL OAK, MI 48073-3713 |
| Document Number | 0000013442 |
| Book / Page | 050310 / 000838 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 13442 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 10, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2402 BENJAMIN AVE ROYAL OAK MI 480733713, ROYAL OAK, MI 48073-3713 |
| Document Number | 13443 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 050310/000840 |
| Instrument | 13443 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 22, 2032 |
The 2025 property tax bill for 2402 Benjamin Ave was $4,821 with a homeowner's exemption, down 22.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,821.00 (-22.08%) Homeowner's exemption | $186,550 | $373,100 |
| 2024 | $6,187.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2402 Benjamin Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2402 Benjamin Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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